Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Cost of Financial Illiteracy

Survey: Americans Lose Average of $1,819 to Financial Illiteracy

How does a deficit in financial education impact the wallets of Americans? A recent survey conducted by the National Financial Educators Council (NFEC) asked more than 3,000 consumers, "During the past year, about how much money do you think you lost because you lacked knowledge about personal finances?” The majority (61.8%) reported losing between $0 and $499 due to their financial illiteracy. However, 15% said that they'd missed out on...
rows of credit and debit cards

Privacy.com Review — How it Could Help Keep Your Money Safe

First the bad news: considering all the major data breaches that have hit retailers, websites, and freaking credit bureaus alike, there’s a very strong chance your personal info has been compromised at some point. Luckily, in addition to steps you can take, such as freezing your credit reports to prevent criminals from using this data, there are a growing number of tools you can use to foil thieves in the...
Waitlist Lifted

Robinhood Retirement Now Available to All Eligible Customers

Just a few weeks after the investment app Robinhood opened a waitlist for its IRA product, today, the company announced that the feature is now available to all eligible customers. According to the FinTech, more than 1 million users who joined the waitlist had access to Robinhood Retirement prior to this latest update. Now, all customers can find the feature in the app. Robinhood Retirement was first confirmed during an...
e.pop app illustration

"Smart Receipt" Startup e.pop Raises $1.6 Million

A FinTech that's looking to digitize consumer receipts has raised a fresh round of funds. This week, e.pop announced that it had closed a $1.6 million seed round. To date, the startup has now raised a total of $2 million. With the latest funds, e.pop plans to expand its team and grow its user base in key markets. At this time, users are able to join a waitlist for the...
Greenlight Level Up app

Greenlight Introduces Level Up Financial Education Game

A FinTech focused on family finance is rolling out a new feature that will help children and teens learn about money in fun ways. Recently, Greenlight announced it's newest feature: Level Up. Greenlight describes Level Up as an interactive, curriculum-based financial literacy game. According to the company, the game's curriculum goes beyond the National Standards for K-12 Personal Financial Education, which were developed by the Jump$tart Coalition and Council for...
US December Jobs Report Graph

U.S. Economy Adds 223,000 Jobs in Final Month of 2022

As Americans settle into the new year, a snapshot of the United States economy from the final month of 2022 has arrived. Today, a new jobs report was released, bringing stronger-than-expected results. According to the latest Bureau of Labor Statistics report, the economy added 223,000 jobs in December 2022. That outpaces the 200,000 jobs that economists surveyed by MarketWatch had estimated. However, the number was the lowest in two years....
Nerdwallet Best of Awards 2023

NerdWallet Names Best Banking Products, Credit Cards for 2023

With the holiday season in the rearview and 2023 now officially underway, many Americans may be taking a closer look at their finances — especially after the spending and traveling that comes with the holidays. As that happens, the site NerdWallet has just announced its "Best-Of Awards," highlighting the top banking products and credit cards across a number of categories. And while some victories were to be expected, there were...
Atomic Habits book cover

Money at 30: "Atomic Habits" Audiobook Review

Oftentimes, when I'm looking for a new book to review, I'll turn to the Amazon/Audible best sellers list to look for finance-related titles. Each time I've done this, near the top of the Business & Money is a book called Atomic Habits by James Clear. While I'd resisted this book previously since it didn't seem to really be that much about personal finance, with the new year upon us, I...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...