Category: Personal Finance
Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.
At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.
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Personal Finance
Money at 30: Silver Linings — How this Crisis Might Help My Finances in the Long Run
by Kyle Burbank
As I'm sure I don't need to tell you, now is quite a strange time in America and other countries around the world. On the whole, things are decidedly not so great. At the same time, there have also been plenty of "silver linings" and pieces of good news that have emerged from this pandemic. Personally, as I reflect on the past few weeks, I can already see some lessons...
Personal Finance
HMBradley Launches Digital Banking Product that Rewards High Savings Rates
by Fioney Staff
When the Federal Reserve made two emergency cuts to interest rates amid the COVID-19 pandemic, many formerly high-yield savings products lost a bit of their luster. Meanwhile a growing trend in FinTech online banking offerings (which typically come via partnerships with actual banks with FDIC deposit insurance) has been to peg interest rates to different achievements. That's certainly the case with HMBradley, who just officially launched their digital banking product...
Personal Finance
Crypto.com Partnering with Three Crypto Tax Providers
by Fioney Staff
Just because Tax Day has officially been moved to July 15th doesn't mean that individuals don't need to be thinking about their 2019 returns. Moreover, with the Internal Revenue Service (IRS) taking an enhanced interest in cryptocurrency capital gains in recent months, it would behoove crypto holders to make sure they're in compliance with the agency's guidelines and properly filing their returns. With that in mind, Crypto.com has just announced...
Personal Finance
How Will Americans Spend Their Emergency Stimulus Checks?
by Fioney Staff
With the COVID-19 pandemic negatively impacting the lives of millions, this week the United States Congress has been attempting to pass a massive stimulus bill that would offer relief to some workers and businesses. As of this writing, the details of an apparent deal reached in the Senate are not available but it is currently expected that individual adults making under $75,000 a year (based on your adjusted gross income)...
Personal Finance
Money at 30: Save Money on Essentials with These Apps and Tools
by Kyle Burbank
Over the past couple of weeks, life in America has unquestionably changed. Perhaps the best example of the fear and anxiety that many are feeling comes from grocery stores and warehouse clubs where bare shelves and long lines have been well-documented on the news and social media. Additionally, at a time when many local and state governments are ordering non-essential businesses to close their doors, supermarkets not only remain open...
Personal Finance
Credit Sesame Announces Sesame Cash Digital Banking Offering
by Fioney Staff
Believe it or not, yet another FinTech is ready to play challenger bank, unveiling plans for a checking account and debit card. Recently the free credit score site Credit Sesame announced its new offering Sesame Cash. While existing Credit Sesame customers can now join the waitlist for the new product, it is expected to roll out to the general public sometime after that. According to the company, Sesame Cash will...
Personal Finance
Tax Day 2020 is Now Officially July 15th Federally
by Fioney Staff
Following a previous announcement that the Internal Revenue Service (IRS) would push back the 2019 tax payment deadline to July, the agency has not decided to delay the filing cut off as well. As a result, for 2020, Tax Day will not be on April 15th but July 15th instead. Like with the payment deadline delay, taxpayers will not need to request this extension or file extra forms as this...