Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Stripe + Klarna

Klarna Announces Strategic Partnership with Stripe

In recent months, news related to "buy now, pay later" (BNPL) platforms has been coming fast and furious. Now, one popular service is expanding its reach thanks to a massive FinTech firm. Today, Klarna announced a strategic partnership with the payment platform Stripe. As a result of the partnership, retailers that employ Stripe can now add Klarna as one of the preferred payment methods without any additional application or onboarding...
Bakkt and Mastercard logos

Mastercard and Bakkt Extend Crypto Partnership

Last week, Bitcoin hit a new record high as interest in digital currencies continues to climb. While the asset's price has dipped modestly since, that hasn't dampened the outlook that various FinTechs, financial institutions, and others have for cryptocurrency. The latest example comes from Mastercard, which has just announced an expanded partnership with Bakkt. The partnership will allow Mastercard to offer Crypto-as-a-Service. In turn, this will enable Mastercard partners to provide...

Digital Gift Ideas: Picks to Consider in 2021

It's not even Halloween yet and there's already panic about the winter holiday season. That's because several U.S. businesses are currently eduring a variety of supply chain issues while bracing for more. Although steps are now being taken to hopefully avoid the worst of this, consumer might want to start considering alternatives as the shopping season gets underway. In particular, it may be worth looking at gift ideas that aren't...
X1 credt card

X1 Credit Card Begins Official Roll-Out

A new FinTech credit card has hit the market. Just over a year after originally opening its waitlist, the unique credit card offering X1 has officially started rolling out. According to the company, the card is now making its way to the more than 350,000 people who joined said waitlist. Billing itself as "the smartest credit card ever made," X1 includes a number of modern FinTech features. For one, the...
Bitcoin

Bitcoin Reaches New Record High, Topping $66,000

After a series of ups, downs, and overall volatility that it's known for, Bitcoin had reason to celebrate this week. On Wednesday, October 20th, Bitcoin reached a new record high after breaking through the $65,000 mark. Furthermore, as of this writing, BTC is now trading above $66,000. Prior to this, the record was recorded at $64,889 set on April 14th, 2021. The rise in prices comes as the Proshares Bitcoin...

Money at 30: 3 Forward-Looking Purchases We Made This Month

I have to level with you, I have a ton of reviews in my queue at the moment. Currently, I have at least half a dozen apps and debit cards I'm testing, right now I'm in Las Vegas where I'll be reviewing at least two hotel rooms and five products (one of which I already posted), and there's a book I've literally been trying to finish for a year. But,...
GoHenry Money Missions app

GoHenry Introduces 'Money Missions' Encouraging Financial Education

After raising $40 million late last year and expanding into the United States, the kid-centric FinTech app GoHenry has now added a significant feature to its platform. This week, the app announced the debut of Money Missions. With Money Missions, children can learn about various personal finance topics while earning points and leveling up as they complete lessons. Among the categories covered are money basics, earning, saving, investing, responsible spending,...
pumping gas

Gas Prices Continue to Rise Nationally as Oil Prices Surge

Oftentimes, when the autumn season starts, motorists may notice that gasoline prices fall along with the leaves and temperatures. Unfortunately, this year seems to be bucking that trend. Instead, despite the summer road trip season ending, gas prices continue to inch upwards. According to data from the app GasBuddy (which includes price reports from more than 150,000 stations), the national average for gas rose to $3.25 per gallon this week....
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.

A Look at How Rakuten (Ebates) Works in 2026

Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...