Money Management Tips
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FinTech Digital Banking Options: A Round-Up
Ever since the 2008 banking crisis, Americans have grown warier and warier of major banks. In turn, financial technology startups — known as “FinTechs” — have continually offered alternatives to these institutions. This began with options like peer to peer lending and, more recently, has found several startups launching their own checking and savings accounts.…
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What is a 401(k) Loan and is it a Good Idea?
For many employees, their 401(k) plan is their main means of saving for retirement and it may also represent the bulk of their net worth. Given this reality, it’s no wonder that some individuals might look at their retirement savings and wish that they could utilize some of those funds today. Well, as it turns…
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Money at 30: How to Finance a New iPhone with Apple Card
Recently, Apple sounded the alarm and built up hype as it stealthily revealed the debut of a new iPhone. Well, a new-ish iPhone. Yes, those waiting for the latest and greatest will have to hold on for at least a few more months as this particular announcement brought a budget edition phone instead. Dubbed the…
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Money at 30: Silver Linings — How this Crisis Might Help My Finances in the Long Run
As I’m sure I don’t need to tell you, now is quite a strange time in America and other countries around the world. On the whole, things are decidedly not so great. At the same time, there have also been plenty of “silver linings” and pieces of good news that have emerged from this pandemic.…
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Money at 30: Save Money on Essentials with These Apps and Tools
Over the past couple of weeks, life in America has unquestionably changed. Perhaps the best example of the fear and anxiety that many are feeling comes from grocery stores and warehouse clubs where bare shelves and long lines have been well-documented on the news and social media. Additionally, at a time when many local and…
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Money at 30: When a “Rainy Day” Arrives — Rebounding from a Financial Setback
You’ve surely heard the term “saving for a rainy day” and how it’s been applied to the concept of having an emergency fund. So, what happens that that rainy day comes? That’s what I’m experiencing this week. Long story short, my wife had to undergo surgery on her wrist last week — something we definitely…
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Money at 30: How to Pay Rent Using a Credit Card
Over the past few months, I’ve found myself spending (a concerning amount of) time on forums such as Reddit reading about credit cards and how people are using them to their advantage. As I’ve done so, one question I keep seeing come up again and again is “can you pay your rent with a credit…
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Money at 30: How I Status Matched My Way Into $100 Off Dinner in Vegas
For someone who doesn’t drink and hardly gambles, my enjoyment of Las Vegas is understandably perplexing to some. However, while many of the attractions and themeing that made Vegas like a Disneyland with nudity in the 90s have since been removed, I still love exploring the Strip’s hotels and casinos when I can — I…
