Category: Money Management Tips
Money Management Tips
Money Management Tips
Are Bank Bonuses Worth It? Pros, Cons, and Tips to Consider
Over the past few years, I've reviewed plenty of bank and banking (the latter typically meaning FinTechs that partner with "real" banks for their offerings) services. In doing so, I've occasionally earned bonuses for setting up a new account and performing different tasks. This free money is always welcome — especially since I'm doing it for work anyway — but would I recommend bonus chasing to most people? Let's take...
Money Management Tips
Tips and Tools for Building a Better Emergency Fund
Life can be unexpected. Given this reality, it’s important to prepare yourself — and your finances — for the worst-case scenario. In the latter case, one of the best ways to ensure that an unforeseen expense, job loss, or other setback doesn’t become exacerbated is to have an emergency fund on hand. That’s probably advice you’ve been told before. However, you might not have heard about some of the different...
Money Management Tips
Paying Taxes With a Credit Card: Pros, Cons, and Considerations
When you first get a rewards credit card, you'll surely start to enjoy earning cashback and rewards on your everyday purchases. From there, though, some enthusiasts take things furtehr and start thinking about how they can really start racking up rewards by using their favorite credit cards for their largest purchases. So, besides housing, what's one of the largest expenses many Americans (and especially business owners) have? Taxes. Sure enough,...
Money Management Tips
The Spotify Car Thing and Super Planned Obsolescence
Have you noticed that the nature of consumption has been shifting? These days, questions such as "What is a product?" and "What does it mean to own something?" need to be asked as the answers are evolving. In the case of the first question, recent standalone AI offerings have revealed a growing trend of businesses basically treating paid customers like beta testers. Meanwhile, as far as the ownership question goes,...
Money Management Tips
FinTech Fallout: Lessons From the Synapse/Evolve Bank Dispute
Over the past several years that I've been covering FinTech, I've seen my fair share of apps shut down. Yet, I've never seen anything quite like the situation that's playing out right now. As of this writing, several neobanking customers are unable to access their funds due to a dispute between Synapse and Evolve Bank. So, what is going on between these two and how does it impact some FinTech...
Money Management Tips
How I Found My Tax "Sweet Spot" This Year
Well, I waited until the last minute, but I got my taxes done and paid before the deadline. At this point, while I wouldn't say I'm good at preparing my returns, I do at least have enough experience to troubleshoot mistakes. On top of that, I also have a decent idea of how the various factors of my somewhat complicated tax situation come together and affect my total bill. Despite...
Money Management Tips
