Category: Money Management
Money Management
Money Management
FinTech Digital Banking Options: A Round-Up
Ever since the 2008 banking crisis, Americans have grown warier and warier of major banks. In turn, financial technology startups — known as "FinTechs" — have continually offered alternatives to these institutions. This began with options like peer to peer lending and, more recently, has found several startups launching their own checking and savings accounts. As a result, today, there are several FinTech banking services to choose from. Not too...
Money Management
Encircle Review — An Easy Way to Inventory Your Belongings
Take a second to think about all of the things that you own. If you're like most people, chances are that you'd be hard-pressed to make a comprehensive list of these items — let alone price them out if need be. While it may not be top of mind, there are actually some major benefits to taking an inventory of your home, ranging from renters insurance claims to keeping track...
Money Management
What is a 401(k) Loan and is it a Good Idea?
For many employees, their 401(k) plan is their main means of saving for retirement and it may also represent the bulk of their net worth. Given this reality, it's no wonder that some individuals might look at their retirement savings and wish that they could utilize some of those funds today. Well, as it turns out, you just might be able to. With 401(k) loans, participants in most plans can...
Money Management
Money at 30: How to Finance a New iPhone with Apple Card
Recently, Apple sounded the alarm and built up hype as it stealthily revealed the debut of a new iPhone. Well, a new-ish iPhone. Yes, those waiting for the latest and greatest will have to hold on for at least a few more months as this particular announcement brought a budget edition phone instead. Dubbed the iPhone SE — or the second-generation iPhone SE, technically — this new smartphone features the...
Money Management
Money at 30: Silver Linings — How this Crisis Might Help My Finances in the Long Run
As I'm sure I don't need to tell you, now is quite a strange time in America and other countries around the world. On the whole, things are decidedly not so great. At the same time, there have also been plenty of "silver linings" and pieces of good news that have emerged from this pandemic. Personally, as I reflect on the past few weeks, I can already see some lessons...
Money Management
Money at 30: Save Money on Essentials with These Apps and Tools
Over the past couple of weeks, life in America has unquestionably changed. Perhaps the best example of the fear and anxiety that many are feeling comes from grocery stores and warehouse clubs where bare shelves and long lines have been well-documented on the news and social media. Additionally, at a time when many local and state governments are ordering non-essential businesses to close their doors, supermarkets not only remain open...
Money Management
