Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

Woman holding a travel credit card

Guide to "No Foreign Transaction Fee" Credit Cards

When it comes to credit cards, most people know about the typical fees: annual fees, interest charges, etc. However, something that many may not know about until it matters is foreign transaction fees. While you may be able to use your credit card internationally — even if the currency isn’t in dollars — your card issuer may tack on an extra fee, often between 1% and 3% of your total...
Venmo Visa Credit Card

Venmo and Synchrony Introduce Venmo Credit Card

Nearly a year after it was first teased, the Venmo Credit Card is finally here. The famed peer-to-peer payments platform is launching the new card in partnership with Synchrony that will operate on the Visa network. Somewhat akin to the Apple Card, the Venmo customers will be able to manage their card via the Venmo app, including the ability to split purchases with friends or family. Users will also be...
AMEX Platinum Card

Money at 30: Weighing the Value of the American Express Platinum Card After Year One

Note: American Express has made some big updates to the Platinum card. You can check out those changes here. Below you'll find my original year one review, including the perks and annual fee as of October 2020. Amazingly, it's now been a full year since I first applied for my Platinum Card from American Express — and what a year it's been! That sentiment is both sarcastic and non-sarcastic as...
United Gateway Credit Card

United Introduces No-Annual-Fee Gateway Card

Even as the travel industry continues to strain under the weight of the COVID-19 pandemic, airlines, hotel chains, and credit card issuers are preparing would-be travelers for future adventures. In recent weeks, Emirates launched a pair of co-branded credit cards for U.S. consumers, Hotels.com unveiled new rewards cards, and Wyndham refreshed their card offerings to appeal to travelers of all stripes. Now, another airline is rolling out a new credit...
Wyndham Rewards Earner Cards

Wyndham and Barclays Refresh Rewards Card Line-Up with Earner, Earner+, and Earner Business

As domestic travel slowing starts to resume, today Wyndham and Barclays introduced their refreshed co-branded rewards credit card offerings. The new line-up replaces the former Wyndham Rewards Visa and includes two consumer cards — the Wyndham Rewards Earner card and the Wyndham Rewards Earner Plus card — and adds a business card with the aptly named Wyndham Rewards Earner Business card. Meanwhile, although the Wyndham Rewards Visa is no longer...
credit cards and wallet

Guide to Credit Card Sign-Up Bonus Offers

When you're looking for a new credit card, what do you look at first? Is it the type of card? The bonus categories? Auxiliary perks? Or perhaps it's the sign-up bonus. If you choose the lattermost option, you're certainly not alone. After all, these bonuses are what card issuers use to attract new cardholders. Luckily, when used correctly, these bonuses can be quite lucrative for consumers. So how do credit...
credit card

Guide to Cash Back Credit Cards

When it comes to earning rewards using credit cards, a great place to start is with cash back credit cards. Unlike with some options that accrue points or airline miles, cashback cards reward users by giving them a percentage of their purchases back in the form of (you guessed it) cash. Then, these earnings can be redeemed for statement credits, transfers to your bank, or, in some cases, gift cards...
X1 credt card

Unique Upcoming X1 Card Opens Waitlist

In recent months, the credit card industry has been throwing out some mixed signals. While reports suggest that some issuers have been slashing limits and even closing accounts, others have been plussing their products or introducing new ones (such as the recent Chase Freedom Flex card announcements). Now comes word of another interesting credit card product that not only comes from a different kind of issuer but also offers some...
The "Email" field is empty, you must enter some text to proceed.The text you entered in the "Email" field appears to be invalid, please edit it and try again
Get the Latest News Delivered to Your Inbox

2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...