Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

My Lowe's Reards and Mesa Card
Credit Cards

Mesa Homeowners Card Partners with Lowe's for New Perk

by Kyle Burbank
Another update to the recently launched Mesa Homeowners Card finds the company partnering with Lowe's. About the Lowe's Benefit: The Mesa Homeowners card has unveiled a new benefit that speaks to the product's customer base. Now, cardholders can earn up to $120 per year (up to $30 per quarter) in credits when making Lowe's purchases in-store or online. However, Mesa states that customers must have a MyLowe's Rewards program account...
Disney Card with a happy family
Credit Cards

Disney Visa Credit Cards from Chase Offering Enhanced Bonuses

by Kyle Burbank
Ahead of the summer travel season, Chase's pair of Disney co-branded credit cards are getting elevated welcome offers. About the Current Disney Visa Offers: For a limited time, new Disney Visa Card and Disney Premier Visa Card cardholders can earn an increased bonus. First, with the Disney Visa Card, new cardholders can earn a $200 statement credit after spending at least $500 on the card within their first three months....
Credit Cards

Mesa Homeowners Card Review: Is Earning Rewards on Your Mortgage Worth It?

by Kyle Burbank
Updated December 12, 2025 UPDATE: On December 12th, 2025, the Mesa Homeowners Card abruptly shut down. Below is my previous review of the card from March 2025. A few years ago, when I first discovered the Bilt Mastercard, I was fascinated by the idea that I could earn points for paying my rent. Since then, though, my wife and I have purchased a house, rendering this key feature of the...
plane with Iberia, Aerclub, and British Airways logos
Credit Cards

Bilt Announces Avios Transfer Bonus for April 2025 Rent Day

by Kyle Burbank
For April 2025's Rent Day, Bilt is offering a transfer bonus for not one, not two, but three airlines. About the Avios Transfer Bonus: On April 1st, Bilt members can earn up to a 100% bonus when transferring points to three airline programs that use the Avios currency. Those airlines are Aer Lingus, British Airways, and Iberia Airlines. While this bonus is "up to 100%," the actual rate offer rate...
Ty Burrell sitting in a seat on a United plane
Credit Cards

United Airlines, Chase Unveil Revamped Credit Card Line Up

by Kyle Burbank
United Airlines has announced new benefits (and increased annual fees) for its co-branded credit cards issued by Chase. About the Card Updates: Today, United and Chase revealed updates for the United Explorer Card, United Quest Card, and United Club Card. First, the United Explorer Card will now include up to $60 in rideshare credits annually. This perk is divided up into $5 monthly increments. Another new credit is up to...
US Bank Shield Card
Credit Cards

U.S. Bank Introduces Shield Visa Card

by Kyle Burbank
U.S. Bank has debuted a new credit card that includes a "market-leading" promo interest rate and a unique clear plastic design. About the U.S. Bank Shield Card: This week, U.S. Bank announced the launch of the U.S. Bank Shield Visa Card. A key feature of this card is an introductory 0% APR on purchases and balance transfers for the first 24 billing cycles. Following this period, the card has a...
Chase Freedom Card and Amazon and Select Streaming Services logos
Credit Cards

Chase Freedom Announces 5% Bonus Categories for Q2 2025

by Kyle Burbank
As Chase's celebration of its Freedom card's 15th anniversary rolls on, its picks for the second quarter's bonus categories have been announced. About Chase's Second Quarter 2025 Bonus Categories: Starting April 1st, Chase Freedom and Freedom Flex customers can earn up to 5% back in two categories: Amazon and Select Streaming Services. The Amazon category includes goods purchased at Amazon.com as well as digital downloads, Amazon.com Gift Cards, Amazon Fresh...
two Marriott Bonvoy American Express Cards
Credit Cards

Marriott Bonvoy Brings Back Big Bonuses for Two Credit Cards

by Kyle Burbank
Marriott Bonvoy and American Express have reinstated best-ever welcome bonuses for two of their co-branded credit cards. About the Bonuses: For a limited time, new Marriott Bonvoy Bevy American Express Card and Marriott Bonvoy Brilliant American Express Card customers can earn enhanced welcome bonuses. Starting with the Marriott Bonvoy Bevy, new cardholders can earn 155,000 bonus points after spending $5,000 in purchases on the card within their first six months...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app
Checking Account Review

PayPal Debit Card Review: Earn Stackable 5% Cash Back

by Kyle Burbank
In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...