Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

Wells Fargo Attune Card
Credit Cards

Wells Fargo Discontinues Its Unique Attune Credit Card

by Kyle Burbank
After just two years, Wells Fargo has pulled applications for the Attune card, making it no longer available to new cardholders. About the Attune Card and Its Discontinuation: Wells Fargo is no longer offering its Attune rewards credit card to new cardholders, removing applications from its website. While a page that explains the card's unique categories is still live, links to the card's page now redirect to the bank's main...
Holding an American Express Platinum to gain entry to a lounge
Credit Cards

American Express Platinum Card: Assessing Its Value After 5 Years

by Kyle Burbank
It’s wild to me that it’s now been nearly seven years since I first got the American Express Platinum Card. In that time, I’ve seen the annual fee go from $550 to $895 (with a stop at $695 in between). Therefore, each time it is time to renew, I take a pause and dive into the numbers to see if the card truly still makes sense for me. This is...
Chase Freedom Card and Q3 2026 Bonus Categories
Credit Cards

Chase Freedom's Q3 2026 5% Bonus Categories Announced

by Kyle Burbank
Updated on June 15, 2026 As a new quarter approaches, Chase's latest 5% bonus category picks have been revealed. About the Q3 2026 5% Bonus Categories for Chase Freedom and Freedom Flex: From July through September, those with the Chase Freedom and Freedom Flex cards can earn up to 5% back in several categories: Gas Stations/EV Charging and Public Charging, Select Live Entertainment, and United Way. First, the Gas Stations...
Chase Sapphire Preferred Visa Card
Credit Cards

Chase Reveals Major Refresh for Sapphire Preferred Card

by Kyle Burbank
Nearly one year after revamping its flagship Sapphire Reserve card, Chase has now announced updates for the Sapphire Preferred. About the Chase Sapphire Preferred Card Updates: The Chase Sapphire Preferred card is getting a much-anticipated refresh. However, unlike its sibling card (the Sapphire Reserve), the annual fee is staying the same. Among the new benefits of the Sapphire Preferred are some new rewards categories. Now, the card will earn 3x...
Barnes & Noble store
Credit Cards

Barclays and Barnes & Noble Renew Credit Card Partnership

by Kyle Burbank
Two decades after forming their credit card partnership, Barclays and Barnes & Noble have reached a deal to extend it once again. About the Barclays-Barnes & Noble Co-Branded Program and Extension: Today, Barclays US Consumer Bank and the popular book retailer Barnes & Noble announced an extension of their credit card partnership. Formed in 2026, this agreement was last renewed in 2022. The terms of this extension were not shared....
Delta Skymiles American Express Credit Cards
Credit Cards

Delta Adds Second Free Bag Perk to Co-Branded Amex Cards

by Kyle Burbank
Delta and American Express are refreshing their co-branded credit cards with some new perks and card designs. About the New Delta SkyMiles Credit Card Benefits: One of the key perks of many airline co-branded credit cards is the ability to check a bag for free. Now, Delta is literally doubling down on that benefit. Starting today, those with the Delta SkyMiles Gold, Platinum, or Reserve card can enjoy a complimentary...
collage of images representing the Discover 5% rewards categories for Q3 2026
Credit Cards

Discover Reveals 5% Bonus Categories for Q3 2026

by Kyle Burbank
Updated on June 1, 2026 It's that time again: Discover has unveiled its picks for next quarter's 5% bonus categories. About Discover’s Q3 2026 Bonus Categories: From July through September of this year, Discover It cardmembers can earn up to 5% back in multiple categories — including a brand new one for the company. The third quarter bonus categories include Gas Stations, EV Charging, Public Transportation, Flights, and Drugstores. Starting...
Citi Custom Cash Rewards Cards
Credit Cards

Citi Halts Applications for Its Custom Cash Rewards Credit Card

by Kyle Burbank
A unique credit card that allowed customers to earn up to 5% back is now off-limits to new customers. About the Citi Custom Cash Card and Update: As of May 28th, Citi is no longer accepting new applications for its Custom Cash card. A note posted to the card's landing page notes, "If you are interested in a cash back card, you are welcome to apply for the Citi Double...
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Checking Account Review

2025 SoFi Checking and Savings Review

by Kyle Burbank
 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Rakuten: Where it pays to shop.
Financial

A Look at How Rakuten (Ebates) Works in 2026

by Kyle Burbank
Since taking an interest in personal finance, one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 3,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some...
Travelers with two Best Western Credit Cards
Credit Card News

Best Western Debuts Two New Rewards Credit Cards

by Kyle Burbank
After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation
Credit Card News

Marriott Bonvoy Bold Card Launches Travel Contest

by Kyle Burbank
Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos
Credit Card News

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

by Kyle Burbank
Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...