Fioney Staff
Fioney aims to help guide you to make the best decisions when it comes to the ever changing worlds of personal and small business finance.
Small Business News
Three-Quarters of Americans Plan to Shop Local This Holiday Season
by Fioney Staff
Good news for small businesses: consumers are ready to shop small this season. A new survey conducted by Harris Poll on behalf of Mastercard found that 77% of Americans intend on shopping at local retailers for their holiday gifts. What’s more, 75% report that they’re being more conscious about where their shopping this season, prioritizing minority-owned and women-owned businesses. Additionally, more than half of those surveyed suggest they’d rather receive...
Personal Finance
U.S. Credit Card Balances Reach Lowest Total Since 2017
by Fioney Staff
If the credit card balances you carry have decreased in recent months, you're not alone! According to data from TransUnion, credit card balances fell to a total of $723 billion during the third quarter of the year. That's not only down $15 billion from the prior quarter but is also down $84 billion from one year ago. In fact, the sum is the lowest total since Q2 2017 when balances...
Small Business Tips
Small Business Saturday 2020: Tips For Celebrating the Pandemic-Era Event
by Fioney Staff
With November already well underway, Small Business Saturday is now just around the corner. Of course, the 2020 edition — which will be celebrated on November 28th — will be unlike any other in the shopping holiday’s now decade-long history. Nevertheless, there are still plenty of ways for small businesses to take advantage of this nationwide promotion, increasing their sales and wooing new customers in the process. Whether you’re operating...
FinTech News
Klarna Introduces Price-Tracking Widget for iOS
by Fioney Staff
Recently, the Swedish FinTech Klarna has made a name for itself stateside, offering shoppers the ability to purchase items with a simple four-payment plan. Now, the company has introduced a new price-tracking widget for iPhone users. According to the app, this widget will rotate through recently-viewed and saved items and share relevant pricing updates. While the app notes that the addition of this tool will help shoppers score the best...
FinTech News
BitPay Launches BitPay Send Feature for Businesses
by Fioney Staff
It's no secret that the typical employment model has been upended in recent years. Not only has the gig economy continued to grow but, due in part to the COVID-19 pandemic, remote work is at a new high. With that in mind, BitPay recently launched a new tool called BitPay Send that could also change the way that workers and contractors are paid. The mass-payment tool allows businesses to run...
Credit Card News
American Express Platinum Card Introduces Increased Bonus with Limited-Time 10x Multipliers
by Fioney Staff
Editor's Note: The offer detailed below is no longer available. For the latest information on this card, visit CardRatings. When it comes to top-tier credit card offers, American Express has just thrown down the gauntlet. As of today, the extremely popular (and very premium) American Express Platinum card is offering a new welcome bonus that not only ups the number of points that new cardholders can earn but also entitles...
Personal Finance
For Several Reasons, Americans Say They Plan to Spend Less This Holiday Season
by Fioney Staff
With the holiday shopping season now just a few weeks away, it seems that many shoppers won't be stuffing stockings as full or putting as many presents under the tree this year compared to previous winters. According to a survey conducted by Debt.com, 62% of Americans expect that they will be spending less on typical holiday expenses this year. Additionally, a mere 5% said they intended to spend more than...