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Fioney Staff

Fioney aims to help guide you to make the best decisions when it comes to the ever changing worlds of personal and small business finance.
United Quest Credit Card

Chase and United Launch United Quest Card with Up to 100,000-Mile Bonus

Continuing what's been a slew of recent promotional pushes for travel credit cards, another airline co-branded credit card is making its way to market — and making a splash with a big bonus. Introducing the United Quest card from Chase. While some details about the United Quest card were revealed last month when United Platinum Class Visa cardholders were informed that they'd be transitioned to the new product, the card...
Is it a good time to start a busines graph

Small Business Startup Sentiment Index Reaches 52-Week High

With many small businesses being greatly impacted over the past year, is it possible that would-be business owners could be turned off to the idea? A new survey suggests that this may not be the case as optimism among potential small business buyers continues to climb higher. Each month, FranchiseInsights compiles the Small Business Startup Sentiment Index based on responses from aspiring and current business owners. The latest survey (which...
Plaid Founders

Plaid Raised $425 Million After Visa Deal Falls Through

If you've used any number of financial apps over the past few years, there's a strong chance that you've encountered the name Plaid. The firm's API allows applications to securely connect to users' banking accounts and retrieve read-only data, enabling aggregation tools among others. This technology has allowed Plaid to grow into one of the largest and most notable FinTechs — and has now garnered them an investment mega-round. Today,...
Betterment debit card and app

Money at 30: Betterment Checking and Cash Reserve Review

A couple of years ago, a number of FinTechs of all stripes went through a phase where they decided to launch high-yield savings accounts along with debit cards. Among those joining this trend was Betterment, which is mostly known for its roboadvisor platform. After hearing about these offerings for a while, I finally joined Betterment when they were offering a bonus through Rakuten. Sadly, those deals are currently no longer...
Debt.com credit card survey

2021 Debt.com Survey Highlights Pandemic-Era Consumer Credit Card Spending Habits

As the United States continues to work towards a post-pandemic economy, Debt.com has released a new survey looking at how the event has impacted the way consumers utilize their credit cards. First, 90% of those surveyed used credit cards compared to only 10% who didn't. Of those who do, 42% expect that they'll continue to observe the cutbacks they've made to their credit card spending during the pandemic. However, one-third...
SoFi Invest app

SoFi to Launch IPO Investing Feature for Customers

For many years, while everyday investors may have heard about upcoming initial public offerings (IPOs), buying shares at the original asking price was a right reserved for much larger investors. This reality has remained even as the popularity of retail investment apps has risen. Well, at long last, it seems this could be changing as SoFi recently announced that customers will be able to request shares/units for upcoming IPOs using...
Top 10 Must-Read Personal Finance Posts March 2021

Top 10 Personal Finance Articles of the Month — March 2021

It’s time again for one of my favorite features here on Dyer News: a look at the top 10 personal finance articles of the month. This month, we'll start with a look at some different and interesting money perspectives. After that, we'll focus on cutting spending. Then, we'll close things out on the topics of being ahead on bills, moving, and more. As usual, this month’s list includes a couple...
Aspiration Zero Credit Card

Aspiration Announces Earth-Friendly Aspiration Zero Credit Card

Since its debut in 2015, Aspiration has made a name for itself thanks to its "Do Well, Do Good" approach to financial services. With savings, checking, and investments accounts that promise both customer and Earth-friendly practices, the company has continued to gain fans — even earning investments from Leonard DiCaprio as well as Robert Downey Jr.'s Footprint Coalition Ventures among others. Now the eco-centric brand is preparing to launch a new...
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...