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Fioney Staff

Fioney aims to help guide you to make the best decisions when it comes to the ever changing worlds of personal and small business finance.
a retired couple walking on the beach

WalletHub Ranks Best and Worst Retirement Cities for 2019

What's the best place for retirees to live after they hang up their hat? WalletHub has a few ideas. Previously the personal finance site has ranked the top states for retirees but now a new study looks specifically at the best and worst retirement cities. To determine their rankings, WalletHub considered four main factors for each city: affordability, activities, quality of life, and health care. In terms of affordability, adjusted...
Top 10 Must-Read Personal Finance Posts - August 2019

Top 10 Personal Finance Articles of the Month — August 2019

It’s time again for one of my favorite features here on Dyer News: a look at the top 10 personal finance articles of the month. With August proving to be a volatile month on the stock market, we'll start things off with some investment-related articles. From there we'll take a look at a couple of side hustle and passive income pieces followed by everything from couples money and homebuying to...
Stripe Capital logo

FinTech Giant Stripe Launches Stripe Capital

For years Stripe has been one of the largest names in FinTech. With a valuation of $22.5 billion, the payments company is more than a unicorn — it's a behemoth. However that doesn't mean it's done growing yet. This week the company announced it was expanding into small business lending with the launch of Stripe Capital. One of the biggest benefits Stripe is pushing with the lending options is speed....
ADP National Employment August 2019

ADP Report Shows 195,000 Payrolls Added in August

Although fears of a recession have been in discussion for the better part of a year or more, that talk has heated up in recent weeks. From trade wars to inverted curves, there have been reasons to worry, leading The New York Federal Reserve to peg the chances that a recession hits in the next 12 months at 39% (according to CNBC). At the same time, as a new report...
SoFi Crypto Trading app screenshot

SoFi Invest Adds Support For Crypto Trading

To the surprise of just about no one, the cryptocurrency ride continues to be a bit wild in 2019. Just this week or so the price of Bitcoin managed to fall below the important $10,000 level only to rebound a few days later. Nevertheless the growing popularity of crypto has various companies looking to make Bitcoin and others easier for everyday people to purchase and sell.  In that vein, today...
map of the US

Small Business Lender Funding Circle Closes $198 Million Securitization

Even as small business lending approval rates have continued to tick upward since the Great Recession, alternative lenders have proven vital in helping businesses obtain the capital they need. These online lenders have taken on many forms — from utilizing peer to peer technology to developing unique algorithms for processing applications — but, in each case, they've provided entrepreneurs with faster access to funds.  Now one marketplace lender, Funding Circle,...
FinTech global map

Houston's Rice University Offering FinTech Boot Camp

With the FinTech industry continuing to expand, the sector seems poised to be a source of job growth for years to come. Just as coding has been billed as a future-ready skill, being versed in these financial technologies is also anticipated to be a benefit for workers. With that in mind, Rice University’s Glasscock School of Continuing Studies in Houston, Texas is offering a FinTech Boot Camp to teach students...
Millennial woman driving a car

Average Millennial Auto Debt Rises in Q2 2019

As we recently learned, this holiday weekend, a great number of Americans will be shopping for new vehicles. While this time of year might offer some strong deals and incentives, it seems that many Millennial car buyers are taking on more auto debt than they have in recent years.  In fact a new report by Experian finds that the average balance for consumers of this generation is on the rise....
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2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
PayPal Debit Card app

PayPal Debit Card Review: Earn Stackable 5% Cash Back

In recent weeks, PayPal debuted an updated debit card product (perhaps you've seen the incessant Will Ferrell commercials for it during football games?). With the launch of this card, the company known for online payments is encouraging customers to pay with them anywhere. To encourage such behavior, the debit card allows cardholders to earn 5% cashback — although, as you can imagine, there are some important restrictions on that. So,...