A rewards credit card aimed at professional football fans has moved to a new payment network.
About the NFL Extra Points American Express Card:
Today, Bread Financial and American Express announced that the NFL Extra Points American Express Credit Card was now available. Previously, the NFL Extra Points card was issued by Barclays and operated on the Visa payment network. The update comes as American Express was recently named the Official Payments Partner of the NFL (which will kick in at the start of the 2026 season).
The main NFL Extra Points card has now transitioned over to the American Express network. Additionally, 18 NFL teams now offer an Amex version of their card. Yet, some legacy Visa cards are still available (depending on the team), although Bread Financial still issues these versions too.
With NFL Extra Points American Express Credit Cards, customers can earn 3% in rewards on qualifying NFL and NFL team purchases. Plus. the card earns 2% in rewards at grocery stores, 2% on food delivery, 2% at restaurants, 2% at gyms, and 2% at sporting goods stores. All other purchases earn 1% in rewards. These rewards points can be redeemed for cashback, NFL tickets, merchandise, gift cards, exclusive experiences, and more.
As far as other perks, cardholders can get 25% off NFLShop.com purchases. Additionally, fans can get special financing on NFL ticket purchases (over $250). This includes tickets purchased via team ticket offices, Ticketmaster, SeatGeek, or Sports Illustrated Tickets.
With the update to the payment network, Bread Financial says it’s also refreshed card designs for NFL teams. Cardholders can choose cards from all 32 teams or a generic NFL option.
The NFL Extra Points American Express card has no annual fee. Plus, new cardholders can currently earn $100 cashback (issued as a statement credit) after spending at least $500 on non-NFL purchases within the first 90 days.
My Thoughts:
It’s wild to me that there’s currently a split between team cards that operate on the Visa network and those that are now on Amex. For example, going through the site, the Kansas City Chiefs card is still Visa while the Vikings are among those who made the move. I’d love to know how the 18 organizations that have transitioned so far were chosen — and why they couldn’t have all just been moved at once since it’s effectively the same card anyway? My only guess is that it has something to do with agreements teams have at the club and stadium levels. Who knows.
Anyway, as far as credit cards go, this one isn’t terribly exciting since the only 3% category is NFL purchases. Plus, looking at the terms, redeeming rewards for cashback cuts the value down to just half a cent per point. So, unless you just really want to have a card with your favorite team’s logo in your wallet, then this is one to sack.
