Personal Finance

Top 10 Personal Finance Articles of the Month — November 2022 

It’s time again for one of my favorite features here on Dyer News: a look at the top 10 personal finance articles of the month. Up first, we’ll look at money in modern times and how inflation is impacting investments. Then, we’ll look at some financial considerations. And finally we’ll talk about simple pleasures, donating points and miles, and more.

As usual, this month’s list includes a couple of Dyer News Top 10 mainstays as well as a few first-timers. Without further ado, below is my list of the top 10 personal finance articles published in November of 2022, along with their title, author, and the site they originally appeared on.

Modern Times and Inflation

The 4% Rule For Retirement Could Fail For The First Time — Andrew, Money Side Up

Those who have ever considered early retirement have surely come across the popular 4% Rule. However, while this guideline has seemingly been successful for decades, current inflation rates could complicate things in 2022. In this post, Andrew takes a deeper dive into this potential issue.

Move Your Money! Switch Banks to Take Advantage of Rising Interest Rates — Melanie Allen, Partners in Fire

As inflation has climbed, the Federal Reserve has aggressively increased interest rates. Although many Americans might not realize exactly what this change means for them — and there could be negative impacts if they have debt — the current rates could present an opportunity. Melanie explains why now is a great time for consumers to move their money away from big banks.

How to Invest in High Inflation Times — The Small Investor

Once again, with inflation casting a shadow over the economy and the market, investing these days may be a bit more complicated. In fact, the current landscape may have some even considering alternative investments that might not actually be in their best interest. Luckily, the Small Investor is here to help navigate these interesting investment times.

Money Considerations

7 Simple Things to Ask Yourself Before You Buy Anything — Emma Jayne, No Sidebar

All year long — and most especially during the holiday shopping season — it’s often all too easy to spend money. That’s because, rather than thinking critically about what we buy, many of us only consider whether or not we want it. Rather than give into impulse, Emma suggests some questions shoppers can ask themselves before making new purchases.

The Six Biggest Financial Decisions — ESI Money

Every day brings dozens of (mostly small) financial choices. However, throughout our lifetimes, there are plenty of larger decisions to be made that may impact our money in somewhat unexpected ways. With that in mind, ESI highlights the six largest financial decisions they’re likely to face.

Personal Finance Tips

Simple Pleasures: Finding Joy in the Ordinary — One Frugal Girl

They say that money can’t buy happiness — which is at least partially true. At the same time, in many instances, it’s the things that don’t cost any money that pack the greatest amount of happiness. In this post, One Frugal Girl looks at the joys found in simple pleasures, while also sharing some of her personal favorite things.

How to Donate Your Travel Rewards to Worthy Causes — Kyle Burbank, Money@30

In addition to the retail holiday such as Black Friday, Small Business Saturday, and Cyber Monday, there’s also the charity-focused Giving Tuesday. Although that date has passed, there are still plenty of good reasons to consider donating this holiday season. But did you know that you may be able to support your favorite charity with travel rewards instead of cash? Kyle points to a few different travel reward loyalties that offer programs for doing just that.

The Power of Subtraction — Your Money Blueprint

When is more not really more? Contrary to what you may believe, adding may not be the solution to achieving a better life. Instead, Your Money Blueprint reports on the power of subtraction.

When It Comes To Money, Think TACOS — How Much is That in Tacos

For all of the times we’ve featured the site How Much is That in Tacos, we assumed the name simply referred to their love of the popular food. Well, it turns out that “tacos” can mean more — and could have an impact on your money. Introducing TACOS: Take Action Contribute Often Save.

End of Year Financial Checklist — How to Money

Finally, with the new year fast approaching, now is a great time to take a deeper look at your finances. In fact, there are a number of tasks that may be worth completing before the ball drops. To help get you started, this post from How to Money can serve as your year end financial checklist.

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Thanks for checking out my top 10 personal finance articles published last month and congratulations to all of the bloggers who made the list. To find more of these great articles on a daily basis, be sure to follow me on Twitter @jondyer9 and of course visit DyerNews.com.