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Top 10 Personal Finance Articles of the Month — June 2025

by Managing EditorJul 3, 2025

Welcome to Fioney’s look at the top 10 personal finance articles of the month. On the first Friday of each new month, we look back at some of our favorite posts published (or updated) in the weeks prior and highlight them right here. This includes a mix of sites that have become staples of our lists as well as many first-timers.

First up, we’ll have some car talk — meaning articles related to buying vehicles and car insurance. Then, we’ll discover the “funner” side of money with a pair of posts. Lastly, we’ll cover financial lessons for graduates, where to put your retirement savings, when to book a flight, and more.

Here are our picks for the top 10 personal finance articles for June 2025.

Car Talk

I Bought A Car! What I Learned As A First-Time Car Buyer — A Purple Life

For many Americans, a vehicle may be the first or second largest purchase they’ll make in their lifetime. On top of that, there’s more to buying a car than just paying for the vehicle itself. All of that’s highlighted in Purple’s first-hand account as a first-time car buyer.

Use an Independent Agent for Auto and Home Insurance — Harry Sit, The Finance Buff

One major expense that comes with owning a vehicle is auto insurance. And while there are now many ways to go about finding and purchasing your own policy, working with an independent agent can have its advantages. What are those, exactly? Harry shares some of his experiences and insights in this post.

The Fun Side of Finance

What is Fun Money? How to Enjoy Guilt-Free Spending — Lindsay Bryan-Podvin, Mind Money Balance

When it comes to personal finance, we all know about the importance of budgeting and having an emergency fund. However, being too strict with your spending can have its downsides. That’s why Lindsay suggests adding a fun money fund to your budget — and explains how doing so can actually help you achieve your money goals.

How To Pay Bills With A Credit Card (The Right Way) Without Going Into Debt — Nadia Vanderhall, The Brands and Bands

You’ve surely seen influencers sharing how they manage to enjoy luxury travel experiences for free thanks to credit card rewards. While that may not be attainable for everybody, there is something to be said for rewards credit cards and earning cashback on expenses, such as bills. But, as Nadia notes, there are a few steps you’ll want to take to not only find the right card but also ensure that you don’t end up in debt instead.

Personal Finance Tips

Real Talk for New Grads: 5 Things You Need To Know — Sarah Brumley, Lemon Blessings

In recent weeks, thousands completed their education and will now transition to the “real world.” As they do, many will likely realize that there’s always more to learn. On that note, Sarah shares some key advice for new graduates (or anyone else, for that matter).

Retirement Savings Waterfall: In What Order to Make Your Savings Contributions — Jim Wang, Wallet Hacks

We all know that we should be saving for retirement — but that goal may not be as straightforward as you might think. For example, with multiple retirement investment vehicles available to individuals, where should you put your money first? To help answer that question, Jim presents the Retirement Savings Waterfall.

When is the Best Time to Book a Flight? — Kyle Burbank, Money@30

With summer now officially underway, the travel season is heating up. As that happens, many may be wondering how they can save money on their trips by booking their flights at the best time. In this post, Kyle not only looks at what the latest data says about booking windows but also offers a few other tricks to try in order to save on your travels.

7 Lessons From 30 Years of Investing — Craig Stephens, Retire Before Dad

It’s safe to say that there’s a learning curve that comes with investing. As a result, even seasoned traders may come across new insights as they continue to grow their portfolios. As a 30-year investor himself, Craig looks at seven lessons he’s learned in that time.

Learning Isn’t Linear: How Personal Growth Really Works — Derek Hagen, Meaningful Money

Speaking of learning, despite what we might think, progress is rarely a straight line. Sure enough, that applies to mastering money as well. Derek dives deeper into those thoughts in this encouraging post.

What if America’s Wealth Was Spread Evenly? — Lazy Man and Money

Finally, let’s look at a wild hypothetical. Since income inequality has long been a hot topic, a recent report ran the math to see what would happen if the collective wealth of Americans were distributed evenly. Take a look at the results along with commentary from Lazy Man in this intriguing article.

Thanks for checking out our top 10 personal finance articles published last month and congratulations to all of the bloggers who made the list. To find more of these great articles on a daily basis, be sure to follow us on Twitter @fioneymoney and of course visit Fioney.com.

Author

Managing Editor

Managing Editor ~ Fioney

Toren Ajk is the founder of TAC Marketing Group, the parent company of Fioney. Toren has over 15 years of experience in the digital publishing space and has worked with a number of FinTech clients over the years, including LendingClub, Upgrade, and Able Lending, among others. He has a BA in Business/Economics from the University of California at Santa Barbara and earned Beta Gamma highest academic honors for his MBA work in Finance and Marketing at Loyola Marymount University.