TAP Air Portugal Launches Co-Branded Credit Card with Cardless
TAP Air Cardless Credit Card

TAP Air Portugal Launches Co-Branded Credit Card with Cardless

TAP Air Portugal and the FinTech Cardless have debuted a new co-branded rewards credit card for the U.S. market.

About the card:

Cardless has unveiled its latest co-branded credit card offering: the TAP Miles&Go American Express Card. This marks the FinTech’s second airline partnership since launching the LATAM Airlines Mastercard and the LATAM Airlines World Elite Mastercard last year.

The TAP Miles&Go card earns 3x miles on TAP Air Portugal purchases as well as 2x miles on rideshare purchases, hotels, and card rentals. All other purchases earn 1x miles.

In addition to those rewards, the card also includes a number of benefits. These include preferred boarding, two TAP Premium Lounge at Lisbon Airport access passes per year, and two extra checked bags per year. Plus, for every 5 miles that cardholders earn from their spending, they’ll earn 1 status mile toward TAP Miles&Go Status (which also qualifies for Star Alliance status). However, this perk is capped at 10,000 miles per year.

To celebrate the launch, Cardless and TAP are offering a special welcome bonus. First, new cardholders can earn earn up to 40,000 bonus miles after they spend $2,500 in their first 90 days. On top of that, through November 30th, 2023, customers can earn and extra 20,000 bonus miles (for a total of 60,000) for the same spending requirement.

Currently, the TAP Miles&Go card does carry an annual fee of $79.

What they’re saying:

Announcing the new offering, Cardless President and co-founder Michael Spelfogel said, “With Portugal growing as a popular travel destination, we are delighted to partner with TAP Air Portugal, a renowned name in the airline industry, to unveil this credit card to the U.S. market.” Spelfogel continued, “This partnership underscores our commitment to delivering innovative, rewarding, and seamless financial solutions that empower consumers to explore the world.”

Meanwhile, TAP’s Chief Customer OfficerSofia Lufinha said of the offering, “[T]he launch of the TAP Miles&Go American Express card from Cardless is proof of our commitment to the U.S. market. We are thrilled about this partnership and believe that this card will take the customer experience to another level. It’s my privilege to welcome all aboard this exciting new journey.”

My thoughts:

It’s certainly been interesting to see Cardless evolve over the years. After initially launching several sports team-themed cards (many of which have seemingly been discontinued), the company has now apparently found success in producing U.S. co-branded cards for foreign airlines. On the one hand, it seems like a strong idea — although it’s also quite niche. Thus, while the perks of the TAP Miles&Go card seem reasonable for the $79 annual fee, it’s hard to know just how many people would benefit from the card.


Kyle Burbank

Head Writer ~ Fioney
Kyle is the head writer for Fioney. He is a personal finance nerd, constantly looking for new apps and services to test and incorporate into his own financial game plan. In addition to his role at Fioney, he's written for other publications including Born2Invest, Lifehack, and Laughing Place, as well as his own site Money@30. He also creates personal finance and travel-related videos for Fioney's YouTube channel, which has garnered more than 2 million views. Currently, Kyle resides in Springfield, Missouri with his wife of 10 years. Together, they enjoy traveling (including visiting Disney Parks around the world), dining, and playing with their dog Rigby.

Other Articles by Kyle Burbank

2 Qatar Airways Privilege Club Credit Cards

Cardless Launches Two Qatar Airways Co-Branded Credit Cards

The FinTech startup Cardless is partnering with Qatar Airways to offer two new co-branded cards to the American market. About the cards: Recently, Cardless introduced its two latest rewards credit cards: The Qatar Airways Privilege Club Signature Card and the Qatar Airways Privilege Club Infinite Card. Starting with the Signature card, it earns 4x Avios on Qatar Airways purchases plus 2x Avios on dining purchases, and 1x Avios on all...
Yendo logo and credit card

Vehicle-Secured Credit Card Company Yendo Raises $165 Million

A FinTech that offers the first-ever credit card secured by a customer's vehicle has announced its latest round of funding. About the round: This week, Yendo announced that it had raised $165 million. However, this includes $150 million in debt financing and $15 million in equity. The debt portion was led by i80 group, while the strategic investors that participated in the equity round were not disclosed. Yendo previously raised...
woman holding her hands to her temple thinking

Lessons From a First-Time Home Buyer: Worst Time to Buy a House? There Are Always Exceptions

If you've been thinking about buying a house, looking at the news lately has likely disheartened you. As CNN reports, a recent Gallup poll found that 76% of Americans believe it's a bad time to buy — with only 21% saying it's a good time. There are several reasons for that sentiment, with the top two being the combination of high interest rates and high home prices. So, are you...
The "Email" field is empty, you must enter some text to proceed.The text you entered in the "Email" field appears to be invalid, please edit it and try again
Get the Latest News Delivered to Your Inbox

A Guide to Building Credit and Increasing Your Credit Scores

When it comes to credit, there’s some good news. The average credit score in the United States has been steadily rising in recent years, coming in at 715 in 2023. That may be because, today, consumers not only have more ways to access their credit reports and scores than ever before but also because there are an increasing number of options that Americans have for building credit in the first...

2024 SoFi Checking and Savings Review

Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. Lately it seems as though that theme has been sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind...
Brim logo

Brim Financial Raises $85 Million as It Eyes Global Expansion

Toronto-based FinTech infrastructure startup Brim Financial has announced a new funding round. About the round: Brim has revealed an $85 million round. The Series C was led by EDC Investments while new investor Vistara Growth and returning investors White Owl Group, Epic Ventures, and Zions Bank also participated. To date, the company has now raised $110 million including a Series B in 2021. According to Brim, the latest funding will...
Chase Freedom Flex card

Chase Reveals Q2 2024 Freedom 5%(+) Bonus Categories

Chase has announced its bonus category picks for the second quarter of 2024 — including some interesting twists. About the categories: As April approaches, Chase has revealed what categories Freedom and Freedom Flex cardholders can earn bonuses on. From April 1st through June 30th, customers can earn 5% (or more) in three categories: Amazon.com, Hotels, and Restaurants. Similar to how Chase embraced a "New Year, New Me" theme last quarter,...
Rent Day

Bilt Announces Home Collection Deal for May 2024 Rent Day

For May's Rent Day, Bilt is offering a deal that will allow members to decrease their rent bill while also adding to their home decor. About the Home Collection offer: Bilt has crafted a unique Rent Day offer for May 2024. Through the 1st, when Bilt members redeem their points toward rent payments, they'll receive the same number of points to be used toward Bilt Home Collection items. To take...