Cardless and LATAM Airlines Launch Two Co-Branded Credit Cards
LATAM Mastercards

Cardless and LATAM Airlines Launch Two Co-Branded Credit Cards

“Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.”

Earlier this year, the FinTech Cardless announced plans to launch a co-branded credit card in partnership with LATAM Airlines. Today, the companies unveiled the finished product, which happens to be two card options: the LATAM Airlines Mastercard and the LATAM Airlines World Elite Mastercard. Both of these cards will earn LATAM Pass Miles that can be redeemed for LATAM Airlines flights as well as for flights on partner airlines such as Delta.

Starting with the LATAM Airlines Mastercard, the no-annual-fee card will earn 3 miles per dollar spent on LATAM purchases plus 2x miles at restaurants, 2x miles on ground transportation, and 1x miles on everything else. Plus, 10% of miles earned from purchases will qualify toward earning Elite status.

Turning to the LATAM Airlines World Elite Mastercard, the card comes at a $99 annual fee but increases earning rates in multiple categories. With this card, customers will earn 4x miles on LATAM purchases, 3x miles at restaurants, 3x miles on rideshare/taxi/public transit, and 1x on all other purchases. In this case, 20% of miles earned using the card will qualify toward Elite status. Additionally, the LATAM Airlines World Elite Mastercard includes extra perks such as two LATAM Lounge Access passes per account year, three upgrade coupons per calendar year, and more.

Best Travel Credit Cards

For the complete list of travel rewards credit cards with all of the latest offers click below.

Get Rewards

In terms of welcome bonuses, both card options will give new cardholders the opportunity to earn extra miles when they meet a minimum spending limit. For the LATAM Airlines Mastercard, customers can earn a 15,000-mile bonus when they spent just $1,000 on the card within their first three months. As for the LATAM Airlines World Elite Mastercard, cardholders can score 40,000 bonus miles after spending $2,500 in purchases within their first three months from account opening.

Commenting on the new cards, Cardless president and co-founder Michael Spelfogel said in a statement, “We’re seeing record high numbers for travel this year and it’s no surprise people want generous travel benefits with their credit cards. Through our collaboration with LATAM Airlines, we’re excited to launch two separate credit card products, giving travelers access to the perks and rewards most relevant to their travel lifestyle.”

Meanwhile, LATAM Airlines Group’s Chief Commercial Officer Marty St. George said of the offerings, “As the largest airline group in South America, LATAM is the logical solution for travel anywhere on our beautiful continent. Whether you are visiting the beaches of Brazil, the wonders of Machu Picchu, or the natural beauty of Patagonia, LATAM is your best choice. And with the new LATAM credit card, customers can earn miles towards award flights and more.”

Overall, the LATAM Airlines cards from Cardless are interesting for a few reasons. For one, it’s interesting to see Cardless expanding beyond its sports team roots and releasing a card that earns a different currency (in this case LATAM Pass Miles). Additionally, with a modest annual fee, some great perks, and an attainable welcome bonus, the LATAM Airlines World Elite Mastercard could be worth taking a shot on. At the same time, if you’re not a LATAM flyer, you will surely want to do your research on how to turn your Pass Miles into flights on partner airlines or on other ways to redeem your miles before applying.

Fioney has partnered with CardRatings for our coverage of credit card products. and CardRatings may receive a commission from card issuers.” (Note: advertising relationships do not have any influence on editorial content. Advertising compensation allows to provide quality content for free. All editorial opinions are those of the individual author and/or Fioney staff.)

Leave a Reply

The "Email" field is empty, you must enter some text to proceed.The text you entered in the "Email" field appears to be invalid, please edit it and try again
Get the Latest News Delivered to Your Inbox

A Guide to Building Credit and Increasing Your Credit Scores

When it comes to credit, there’s some good news. The average credit score in the United States has been steadily rising in recent years, coming in at 715 in 2023. That may be because, today, consumers not only have more ways to access their credit reports and scores than ever before but also because there are an increasing number of options that Americans have for building credit in the first...

2024 SoFi Checking and Savings Review

Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. Lately it seems as though that theme has been sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind...
Brim logo

Brim Financial Raises $85 Million as It Eyes Global Expansion

Toronto-based FinTech infrastructure startup Brim Financial has announced a new funding round. About the round: Brim has revealed an $85 million round. The Series C was led by EDC Investments while new investor Vistara Growth and returning investors White Owl Group, Epic Ventures, and Zions Bank also participated. To date, the company has now raised $110 million including a Series B in 2021. According to Brim, the latest funding will...
Chase Freedom Flex card

Chase Reveals Q2 2024 Freedom 5%(+) Bonus Categories

Chase has announced its bonus category picks for the second quarter of 2024 — including some interesting twists. About the categories: As April approaches, Chase has revealed what categories Freedom and Freedom Flex cardholders can earn bonuses on. From April 1st through June 30th, customers can earn 5% (or more) in three categories:, Hotels, and Restaurants. Similar to how Chase embraced a "New Year, New Me" theme last quarter,...
Rent Day

Bilt Announces Home Collection Deal for May 2024 Rent Day

For May's Rent Day, Bilt is offering a deal that will allow members to decrease their rent bill while also adding to their home decor. About the Home Collection offer: Bilt has crafted a unique Rent Day offer for May 2024. Through the 1st, when Bilt members redeem their points toward rent payments, they'll receive the same number of points to be used toward Bilt Home Collection items. To take...