Money at 30: My 2023 Tax Filing Experience My 2023 Tax Filing Experience with Quickbooks and TurboTax
illustration of a woman doing taxes

Money at 30: My 2023 Tax Filing Experience

Well, it’s here: Tax Day. Traditionally, this day has fallen on April 15th but — between that date falling on the weekend this year and something to do with D.C. — the official deadline has fallen on the 18th for the past few years. Naturally, despite this mild extension, I waited until *checks watch* last night to get my return in order.

So, how did this procrastination work out for me in terms of meeting the deadline? Let’s take a look at my experience prepping and filing my 2022 tax return.

4 Takeaways from My 2023 Tax Day Experience

Quickbooks logo

Keeping up with Quickbooks

At this point, having used Quickbooks for the past several years, I have several “rules” programmed to automatically sort my personal and business transactions. Yet, there is always a need to manually go through some purchases and categorize them. I’ve often tried to keep on top of this but, alas, I once again fell behind. Thus, my 2023 tax day journey began with this task.

The good news is that this didn’t take too long. What’s more, while I did add a credit card to my mix in 2022, my Bilt Mastercard had already populated in Quickbooks since it’s issued by Wells Fargo and linked to my account there. This made things much easier… even if the whole thing was a bit tedious. Still, that’s my fault so I’ll deal with it.

Navigating a new employment status

My 2022 tax return is a bit different from the past few years for one key reason. Last year, one of my 1099 gigs transitioned into a W-2 one — albeit a part-time one, so my health care wasn’t impacted. Funny enough, while my wife previously had W-2 and 1099 income, that stopped being the case in 2022, so we effectively swapped places.

Luckily, this change didn’t really mean much for the filing process in my experience. However, it did definitely help keep the amount of taxes I owed for the year down since, for the first time in a long time, I have automatic withholdings. Then again, the ease does make me slightly worry that I did something wrong, but let’s just hope for the best, shall we?

Clocking in

When I opened up TurboTax to begin my filing in earnest, I was greeted with a pop-up announcing I was in “RaceMode.” I didn’t realize I was supposed to rush through doing my taxes nor did I quite see how this mode did anything but added a running clock to the top of the page — but whatever. Thanks to that running clock, though, I can tell you that it took me under two hours from the time I imported my Quickbooks data until I was ready to E-file my returns.

In my opinion, that’s not bad. What’s more, I probably could have cut that time down even more if I had a better grasp on navigating the platform… or just didn’t leave the tab open while stepping away. Regardless, I’m pleased with my time even if the point of the “RaceMode” concept still alludes me.

How would you like to receive your Missouri refund?

Future content!

Although I owed federal taxes per usual, I was surprised to discover that the state of Missouri owed me a hundred dollars. Thanks to this welcome development, I was also able to see some Intuit synergy at work! When asked how I’d like to receive my refund, TurboTax recommended I have it directly deposited into a Credit Karma Money Spend account. Imagine that. Originally, I just rolled my eyes at this suggestion — but then I realized that this is actually my job and content is good so I went ahead and tried it.

According to the site, with this option, customers can get their refund “up to 5 days early.” With the other direct deposit option noting that 9 out of 10 customers see arrivals within 21 days, I guess that means that I could get my C-note within 16 days.

Since I already have Credit Karma Money account, Intuit was able to pull up my info easily. Plus, with my accounts linked, I can now track my return in Credit Karma. As for whether I’ll actually see my money any sooner, that’s hard to say since I’m not comparing it again another option. That said, I’ll be sure to share my overall experience using this feature in the future.

All things considered, my experience preparing and filing my 2022 tax return was pretty positive. It also reminded me why I continue to use Quickbooks and TurboTax. Even though I’d love to explore other options, there’s no denying that the combination does make it easy to get everything in order quickly, especially as the length of time I’ve been using them grows. As for what Tax Day 2024 holds for me — and whether or not I’ll actually get my return done before the last minute — remains to be seen but, if it’s anything like this year’s (so far), I’ll be quite pleased.


Kyle Burbank

Head Writer ~ Fioney
Kyle is the head writer for Fioney. He is a personal finance nerd, constantly looking for new apps and services to test and incorporate into his own financial game plan. In addition to his role at Fioney, he's written for other publications including Born2Invest, Lifehack, and Laughing Place, as well as his own site Money@30. He also creates personal finance and travel-related videos for Money@30's YouTube channel, which has garnered more than 2 million views. Currently, Kyle resides in Springfield, Missouri with his wife of 10 years. Together, they enjoy traveling (including visiting Disney Parks around the world), dining, and playing with their dog Rigby.

Other Articles by Kyle Burbank

Reddit logo

Reddit Announces Plans to Allow Redditors to Buy Its IPO Stock

Reddit has revealed more details about its planned initial public offering (IPO), including offering shares to users. About the IPO details: In an S-1 filing with the Securities and Exchange Commission (SEC), Reddit laid out some details about its IPO plans. As part of this, the site notes that it intends to allow Redditors (a nickname for users) to purchase shares at IPO prices. Specifically, the company says it intends...
Dub logo

"Copy-Trading" Platform Dub Raises $17 Million

A FinTech brokerage platform that makes it easy to share and follow portfolio strategies has closed a new round of funding. About the round: Dub has announced that it's raised $17 million — including $15 in equity deals and a $2 million debt facility. The seed round was led by Tusk Ventures with several other venture firms as well as individuals participating. This list includes Uber CEO Dara Khosrowshahi, Apex...
snowed in house

Lessons From a First-Time Home Buyer: Surviving Our First Winter

One major difference between Springfield, Missouri and my previous city of residence (Glendale, California) is that, here, we have these things called "seasons." Furthermore, unlike a California winter where you might have to put on a sweater when it dips into the 40s, we do see snow, ice, and occasional sub-zero temperatures here in the Midwest. In turn, when we bought our home in whirlwind fashion, I knew we'd immediately...
The "Email" field is empty, you must enter some text to proceed.The text you entered in the "Email" field appears to be invalid, please edit it and try again
Get the Latest News Delivered to Your Inbox

FedEx Announces Winners of 11th Annual 2023 Small Business Grant Contest

Nearly three months after the entry period ended, FedEx has announced the winners of its 11th annual Small Business Grant Content. This year's event saw more than $300,000 in funds going to a variety of small businesses across the nation. Last month, the company revealed 100 finalists, with that list now being narrowed down to just 10 winners. This year's grand prize winners included KindVR, The Cupcake Collection, Up In...
H-E-B and Central Market  credit cards

Imprint Launches Credit Cards from H-E-B and Central Market 

The FinTech Imprint is partnering with the popular Texas-based grocery chain H-E-B for a pair of new rewards credit cards. This week saw the launch of the H-E-B Visa Signature Credit Card as well as the Central Market Visa Signature Credit Card. With these two (nearly identical) options, customers will be able to earn rewards on groceries and beyond. First, both versions of the card earn up to 5% back on select...
Summer app

Student Loan Benefit FinTech Summer Raises $6 Million

For years, student debt has been one of the most talked about financial topics. What's more, while the debt itself has become a major part of many Americans' lives, discussion of student loans has become political due to efforts to forgive certain loan repayments. However, while we wait for resolution on that front, a FinTech that brings student debt benefit solutions to employers and consumers has raised a new round...
Choice Privileges Select Card

Choice Hotels, Wells Fargo Debut Choice Privileges Select Card

With spring well underway and the summer travel season now just around the corner, Choice Hotels and Wells Fargo have unveiled their latest co-branded credit card offering. Today, the two companies announced the Choice Privileges Select Mastercard. Carrying an annual fee of $95, this card will serve as the premium option in the hotel brand's new lineup. Looking at the Choice Privileges Select, it offers a mix of rewards categories....
Melissa Urban holding a Ness card

Health and Wellness Rewards Card Ness Partners with Whole30

In recent years, several unique rewards cards have come to market. These include offerings from FinTech startups as well as brands looking to do something special for their loyal fans. On that note, a recently-announced rewards credit card offering is now working with a popular brand to introduce new benefits for customers. This week, the Ness Card (which is issued by The Bank of Missouri) unveiled a new partnership with...