Citi, AT&T Introduce New Points Plus Co-Branded Credit Card
AT&T Citi Credit Card

Citi, AT&T Introduce New Points Plus Co-Branded Credit Card

“Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.”

A well-known telecom and an upper-tier credit card issuer are teaming up for a new co-branded product. This week, AT&T and Citi announced the introduction of the AT&T Points Plus Card. The new card will earn Citi’s ThankYou points, which can be redeemed for gift cards, travel, and more. With the Points Plus card, customers can earn 3x points at gas stations, 2x points at grocery stores (including grocery delivery services), and 1x points on all other purchases. Notably, the AT&T Points Plus Card will carry no annual fee.

Another benefit of the AT&T Points Plus Card is the ability for customers to earn up to $20 in monthly statement credits toward their qualifying AT&T wireless bill. Those who spend at least $500 per month on the card will earn a $10 statement credit, while those who spend at least $1,000 per month will earn the full $20 credit. In terms of a welcome bonus, new cardholders can currently earn a $100 statement credit after spending $1,000 in purchases on the card within their first three months.

Managing Director and Head of Co-Brand Relationships at Citi U.S. Branded Cards John LaCosta said of the new offering, “AT&T customers have been looking for more ways to earn rewards on their everyday spending. The AT&T Points Plus Card does just that. With ThankYou Points earned on every day expenses, including wireless bills, the new card is an ideal choice for AT&T loyalists.”

Best Rewards Credit Cards

Click to see all of the best rewards credit cards with the latest offers.

Get Rewards

On the one hand, the fact that the AT&T Points Plus card earns ThankYou points makes it more versatile than similar offerings from the likes of Verizon where earnings can only be redeemed for Verizon purchases. Unfortunately, the card still isn’t very competitive outside of that element. For example, Citi’s own Custom Cash card allows customers to earn 5% back on gas (up to $500 in spending per billing cycle) if gas stations are their top spending category for that month.

Elsewhere, the Capital One SavorOne is a stronger option for groceries as it features 3% back on that category as well as 3% back on dining, entertainment, and select streaming service purchases. Additionally, although the $10 or $20 statement credits could be useful, they amount to a 2% return on spending, which could be equaled by other cards. For all of those reasons, while there are certainly worse options for AT&T customers, there are likely more well-rounded options as well.

Fioney has partnered with CardRatings for our coverage of credit card products. Fioney.com and CardRatings may receive a commission from card issuers.” (Note: advertising relationships do not have any influence on editorial content. Advertising compensation allows Fioney.com to provide quality content for free. All editorial opinions are those of the individual author and/or Fioney staff.)

Leave a Reply

The "Email" field is empty, you must enter some text to proceed.The text you entered in the "Email" field appears to be invalid, please edit it and try again
Get the Latest News Delivered to Your Inbox

A Guide to Building Credit and Increasing Your Credit Scores

When it comes to credit, there’s some good news. The average credit score in the United States has been steadily rising in recent years, coming in at 715 in 2023. That may be because, today, consumers not only have more ways to access their credit reports and scores than ever before but also because there are an increasing number of options that Americans have for building credit in the first...

2024 SoFi Checking and Savings Review

Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. Lately it seems as though that theme has been sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind...
Brim logo

Brim Financial Raises $85 Million as It Eyes Global Expansion

Toronto-based FinTech infrastructure startup Brim Financial has announced a new funding round. About the round: Brim has revealed an $85 million round. The Series C was led by EDC Investments while new investor Vistara Growth and returning investors White Owl Group, Epic Ventures, and Zions Bank also participated. To date, the company has now raised $110 million including a Series B in 2021. According to Brim, the latest funding will...
Chase Freedom Flex card

Chase Reveals Q2 2024 Freedom 5%(+) Bonus Categories

Chase has announced its bonus category picks for the second quarter of 2024 — including some interesting twists. About the categories: As April approaches, Chase has revealed what categories Freedom and Freedom Flex cardholders can earn bonuses on. From April 1st through June 30th, customers can earn 5% (or more) in three categories: Amazon.com, Hotels, and Restaurants. Similar to how Chase embraced a "New Year, New Me" theme last quarter,...
Rent Day

Bilt Announces Home Collection Deal for May 2024 Rent Day

For May's Rent Day, Bilt is offering a deal that will allow members to decrease their rent bill while also adding to their home decor. About the Home Collection offer: Bilt has crafted a unique Rent Day offer for May 2024. Through the 1st, when Bilt members redeem their points toward rent payments, they'll receive the same number of points to be used toward Bilt Home Collection items. To take...