Small Business News

Chase Launches Sapphire Reserve for Business Card

by Kyle BurbankJun 23, 2025

Alongside its major revamp of the personal Sapphire Reserve card, Chase has also debuted a new business version of the card.

About the Chase Sapphire Reserve for Business Card:

After announcing the card last week, the Chase Sapphire Reserve for Business card has now officially launched.

Starting with the rewards, the card will earn 8x points on travel bookings made via Chase Travel. Beyond that, flights booked directly with airlines and hotel bookings made directly with the brand will earn 4x points. Speaking to the business nature of the card, social media and search engine advertising purchases will earn 3x points. Plus, through September 30th, 2027, cardholders can earn a total of 5x points on Lyft rides. All other purchases earn 1 point per dollar spent.

Like the refreshed version of the personal Sapphire Reserve card, the Chase Sapphire Reserve for Business card will carry a $795 annual fee. However, this will be offset by a variety of credits. In fact, in total, Chase says the card offers more than $2,500 in annual value

First, cardholders can utilize a $300 annual travel credit. Additionally, the card features up to $500 in credits for stays with The Edit — Chase’s curated hotel collection. This feature is divided into two semi-annual credits of $250 (one valid January through June and the other available July through December). Sapphire Reserve for Business cardholders also receive a complimentary Priority Pass Select membership.

As for the other credits, they’re tailored to the small business audience. For example, cardholders can enjoy a $400 annual credit for ZipRecruiter, $200 a year in credits for Google Workspace, and a $100 curated gift card credit via GiftCards.com. Cardholders can also utilize a complimentary DashPass and monthly DoorDash promos. Lastly, the card includes $10 a month in Lyft in-app credits.

Finally, those who spend at least $120,000 per calendar year on the card can unlock additional benefits. These cardholders will earn Southwest Airlines A-List status, a $500 Southwest Airlines credit (to be used via Chase Travel), and an upgrade to IHG One Rewards Diamond Elite Status. Plus, they’ll earn a $500 credit for The Shops at Chase.

My Thoughts:

Comparing this new business version of the Sapphire Reserve to the personal edition, there’s (naturally) quite a bit of overlap. However, I do think Chase did a nice job of adjusting this offering to fit small businesses and make it stand out. As a result, assuming that you can make use of all the credits, this card could end up being a good deal, despite the high annual fee.

Considering how popular the Chase Sapphire Reserve has been for consumers, I can only imagine that the Chase Sapphire Reserve for Business will find success as well.

Author

Kyle Burbank

Head Writer ~ Fioney

Kyle is the head writer for Fioney. He is a personal finance nerd, constantly looking for new apps and services to test and incorporate into his own financial game plan. In addition to his role at Fioney, he's written for other publications including Born2Invest, Lifehack, and Laughing Place, as well as his own site Money@30. He also creates personal finance and travel-related videos for Fioney's YouTube channel, which has garnered more than 2 million views. Currently, Kyle resides in Springfield, Missouri with his wife of 10 years. Together, they enjoy traveling (including visiting Disney Parks around the world), dining, and playing with their dog Rigby.

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