Category: Credit Scores
Credit Scores
Credit Scores
Cred.ai Review: A Credit-Building Debit Hybrid (with a Unicorn)
Years ago, while watching YouTube's Philip DeFranco Show, I was introduced to the Cred.ai Unicorn card and was instantly intrigued. Later that same day, I decided to apply for a card of my own. Since then, while I've written about the Unicorn card in various articles, I've never actually done a proper review of it. That changes today. So, what exactly is the Cred.ai Unicorn card and what does it...
Credit Scores
Experian Boost Review: How Does it Work? Is it Worth it?
Building credit has long been a Catch-22 as getting approved for credit often means already having credit established. Luckily for consumers, in recent years there have been a few innovations that have addressed this issue in different ways. One such option is Experian Boost, which comes from Experian — one of the three major credit bureaus in the United States. While you may have seen the ads for the service...
Credit Scores
A Guide to Building Credit and Increasing Your Credit Scores
When it comes to credit, there’s some good news. The average credit score in the United States has been steadily rising in recent years, coming in at 715 in 2023. That may be because, today, consumers not only have more ways to access their credit reports and scores than ever before but also because there are an increasing number of options that Americans have for building credit in the first...
Credit Scores
Building Credit: What Consumers Need to Know and Tools to Try
In the United States, consumers rely on their credit scores in a number of ways. Not only can your scores come into play when applying for a loan, mortgage, or credit card but can also be a factor when setting up utilities, starting wireless phone service, and much more. Heck, your prospective employer may even do a credit check on you. Yet, given the importance of credit in our society,...
Credit Scores
What is Credit Sesame and How Does It Compare to Credit Karma?
Credit Sesame is a great place to start for learning about your credit and how to improve it, but is it better than Credit Karma?
Credit Scores
Credit Strong Review
When I walked into FinCon 2018, I had never heard of the concept of a credit builder loan. Thus my mind was slightly blown after I discovered Self Lender (now known as Self). Funny enough, 2019’s FinCon introduced me to another credit building loan company: Credit Strong. Like with Self, Credit Strong features a number of loan options to meet the needs of different individuals. What’s more, the company also...
Credit Scores
