Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Money at 30: Understanding Robinhood's "Checking & Savings" Debacle

It was a mere few weeks ago that I woke up to discover that the investment app Robinhood was introducing a Checking & Savings product that promised to pay account holders 3% interest. Being an active Robinhood user (and having reviewed the app previously), I jumped at the chance to sign up and even managed to snag a spot in top 100,000. Moreover, the more I looked into proposed offerings,...

Money at 30: My First Airbnb Experience

At 32 years old, I may seem young and hip (ha) but there have been a few trends and technologies that have emerged in recent years that I've been a bit behind on. For example my first Uber ride didn't arrive until 2015 while my first ever Airbnb didn't occur until this past weekend. What's more, I wasn't even the one who booked the Airbnb so I'm still missing that...

A Guide to Understanding Your Retirement Account Options

These days, retirement is proving to a massive topic. Between consistent talk and speculation about the future of Social Security to the fact that we as humans tend to be living longer now, there have been many efforts to make individuals aware of how they should be preparing for retirement. While you may know the basics — such as start early and save as much as you can — you...

Money at 30: So You're Thinking of Starting a Podcast

Who, at some point in their life, hasn't dreamed of what it would be like to have their own radio show? While such aspirations seemed next to impossible years ago, the world of podcasting has blown the doors wide open. In many ways, the opportunities that podcasting provide can be far greater than radio ever could as you can potentially reach a huge audience while speaking on a specific topic. Given...

Money at 30: How I'm Preparing for an Extended Trip

Starting tomorrow, my wife and I will be embarked on a trip that will last for upwards of two weeks. While I'm in Orlando, attending the FinCon expo and hanging out at Walt Disney World, she'll be off in Paris, France to cover events at Disneyland Paris. Eventually we'll get to reunite just ahead of our fifth wedding anniversary and enjoy a few days together in the city where we...

Money at 30: 4 Restaurant Reward Programs I Actually Make Use Of

Remember the days when you'd walk into your local sub shop and, upon checkout, they'd offer you a punch card to keep track of your purchases and earn rewards? Well, those days are gone... sort of. While the concept still exists at many businesses, they've mostly been digitized. Still, the results are largely the same: you make a purchase or two and proceed to forget about your account and never...

Money at 30: Beware the 401(k) "Force Out"

One of the benefits of writing about personal finance is that, when I find myself in frustrating financial situations, I at least enjoy the silver lining of getting an article out of it. This is what I had to remind myself of yesterday as I spent a nice chunk of my morning on the phone with Wells Fargo. Why? Well, just as I'm constantly learning about new aspects of personal finance,...

The Best Apps for Each Step in Your Financial Journey

Given the sheer number of finance apps that have hit the market over the past few years, it can be easy to fall down a rabbit hole of recommendations. However, instead of filling your phone with every application you find, perhaps a better approach is to introduce apps to your ecosystem as you progress in your financial journey.
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A Guide to Building Credit and Increasing Your Credit Scores

When it comes to credit, there’s some good news. The average credit score in the United States has been steadily rising in recent years, coming in at 715 in 2023. That may be because, today, consumers not only have more ways to access their credit reports and scores than ever before but also because there are an increasing number of options that Americans have for building credit in the first...

2024 SoFi Checking and Savings Review

Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. Lately it seems as though that theme has been sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind...
Brim logo

Brim Financial Raises $85 Million as It Eyes Global Expansion

Toronto-based FinTech infrastructure startup Brim Financial has announced a new funding round. About the round: Brim has revealed an $85 million round. The Series C was led by EDC Investments while new investor Vistara Growth and returning investors White Owl Group, Epic Ventures, and Zions Bank also participated. To date, the company has now raised $110 million including a Series B in 2021. According to Brim, the latest funding will...
Chase Freedom Flex card

Chase Reveals Q2 2024 Freedom 5%(+) Bonus Categories

Chase has announced its bonus category picks for the second quarter of 2024 — including some interesting twists. About the categories: As April approaches, Chase has revealed what categories Freedom and Freedom Flex cardholders can earn bonuses on. From April 1st through June 30th, customers can earn 5% (or more) in three categories: Amazon.com, Hotels, and Restaurants. Similar to how Chase embraced a "New Year, New Me" theme last quarter,...

FedEx Announces Winners of 11th Annual 2023 Small Business Grant Contest

Nearly three months after the entry period ended, FedEx has announced the winners of its 11th annual Small Business Grant Content. This year's event saw more than $300,000 in funds going to a variety of small businesses across the nation. Last month, the company revealed 100 finalists, with that list now being narrowed down to just 10 winners. This year's grand prize winners included KindVR, The Cupcake Collection, Up In...