Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Money at 30: "Get Money" Book Review

Over the past few years, personal finance has taken on an increasingly important role in my life. While on my own money and writing journey, I've been inspired by a number of other finance bloggers along the way. Nearly from the beginning, one of my favorites in this category was Kristin Wong, whose work I knew from Lifehacker's TwoCents page. Given this affinity, I was excited to learn that Wong...

Money at 30: 4 Things I Learned About Rental Cars as a First Timer

All in all, renting my first car wasn't quite as intimidating as my nervous little brain was anticipating. That said I did still manage to avoid making a mistake or two along the way with what I believe were some smart moves on my part.

Money at 30: My Experience Using Credit Karma Tax

Overall, I'm still amazed that Credit Karma Tax is free and I'm really glad I decided to try it out. With this being only the second year the service has been offered, hopefully it will continue to improve with time and give the other guys a real run for their money.

Money at 30: 5 Things to Do Before Going on a Road Trip

As I write this, I am just mere hours away from jumping in the car and setting off on a 16-hour road trip to sunny Orlando, Florida. In preparation I did the following 5 things. Some of these tips might help save you some money, while others could save your time and/or sanity. Happy travels!
Illustration of credit cards

Money at 30: Are Store Credit Cards a Good Idea?

When is the last time you went into a clothing store, department store, or other chain retailer and weren't offered a new credit card upon checkout? These pitches typically come in the form of "would you like to save an additional 20% on your purchases today?" but most of us know the drill at this point. Sometimes these promised savings may be tempting but, alas, these store credit cards aren't as...

Money at 30: "The Unbanking of America" Book Review

In her new book " The Unbanking of America: How the New Middle Class Survives" author Lisa Servon looks at everything from the payday loan industry to FinTech while also discussing the changing economics of the middle class.

Money at 30: Your Local Library Could Save You More Than You Think

I suspect that when many people my age or slightly younger think about libraries they have sudden flashbacks to college cram sessions before midterms. Of course there are plenty of others who might assume that there's hardly a need for libraries in today's society where the Internet can give us access to any piece of knowledge or form of entertainment we desire. However when is the last time you actually visited...

Money at 30: Where Do Hobbies Fit Into Personal Finance?

No matter how frugal you are, everyone needs a treat once in a while. For some people that means a splurge at the mall, for others it means a trip to the cinema, and for still others it means a trip to the Bahamas. In other cases one might be inclined to put the majority of their leftover disposable income towards a certain hobby. Regardless of whether that hobby is scrapbooking,...
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A Guide to Building Credit and Increasing Your Credit Scores

When it comes to credit, there’s some good news. The average credit score in the United States has been steadily rising in recent years, coming in at 715 in 2023. That may be because, today, consumers not only have more ways to access their credit reports and scores than ever before but also because there are an increasing number of options that Americans have for building credit in the first...

2024 SoFi Checking and Savings Review

Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. Lately it seems as though that theme has been sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind...
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Brim Financial Raises $85 Million as It Eyes Global Expansion

Toronto-based FinTech infrastructure startup Brim Financial has announced a new funding round. About the round: Brim has revealed an $85 million round. The Series C was led by EDC Investments while new investor Vistara Growth and returning investors White Owl Group, Epic Ventures, and Zions Bank also participated. To date, the company has now raised $110 million including a Series B in 2021. According to Brim, the latest funding will...
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Chase Reveals Q2 2024 Freedom 5%(+) Bonus Categories

Chase has announced its bonus category picks for the second quarter of 2024 — including some interesting twists. About the categories: As April approaches, Chase has revealed what categories Freedom and Freedom Flex cardholders can earn bonuses on. From April 1st through June 30th, customers can earn 5% (or more) in three categories: Amazon.com, Hotels, and Restaurants. Similar to how Chase embraced a "New Year, New Me" theme last quarter,...

FedEx Announces Winners of 11th Annual 2023 Small Business Grant Contest

Nearly three months after the entry period ended, FedEx has announced the winners of its 11th annual Small Business Grant Content. This year's event saw more than $300,000 in funds going to a variety of small businesses across the nation. Last month, the company revealed 100 finalists, with that list now being narrowed down to just 10 winners. This year's grand prize winners included KindVR, The Cupcake Collection, Up In...