Top 10 Personal Finance Articles of the Month — June 2023
Fioney Top 10 Must Read Personal Finance Posts June 2023

Top 10 Personal Finance Articles of the Month — June 2023

Welcome to Fioney’s look at the top 10 personal finance articles of the month. On the first Friday of each new month, we look back at some of our favorite posts published in the weeks prior and highlight them right here. This includes a mix of sites that have become staples of our lists as well as many first-timers.

First up, we’ll talk about retirement spending and saving strategies. Then, we’ll focus on investing. Lastly, we’ll wrap things up with why you should still pay off your low-interest mortgage, what Netflix’s Beef has to do with FI, and more.

Here are our picks for the top 10 personal finance articles for June 2023:


How to Spend More in Retirement — Nick Maggiulli, Of Dollars and Data

Whether you’re striving for an early or traditional retirement, we all know how important saving for that milestone is. What’s less talked about, however, is how the way you spend your funds once you retire can also have a major impact on how much you’ll need to save up in the first place. With that in mind, Nick highlights the benefits of a Flexible Spending Strategy for those who either want to spend more in retirement or save less ahead of time.

The Key To Making Good Financial Decisions: Connecting With Your ‘Future Self’ — Tim Maurer, Forbes

One of the main reasons why younger adults don’t often save for retirement (even though they’d benefit greatly from it) is because the goal seems so far away. Of course, this phenomenon doesn’t disappear so easily as it can still take some people a while to realize that they need to begin preparing. However, Tim has found a way to help you make better financial decisions today and set you up for tomorrow: consider your “future self.”


Investing for 100-Year OldsMoneyvator

Continuing our talk of aging, did you know that studies suggest 50% of those born after 2000 will live to be at least 100 years old? While this is good news overall, it also begs the question: how do you invest in a way that will serve you until you’re in triple digits? This article from Moneyvators offers a few suggestions on that front.

How to Stop Being Your Own Worst Enemy (in Investing) — Jon, Novel Investor

Even though we all strive to be rational, intelligent investors, human nature means we’re susceptible to emotions and the reactions that come with them. In this aspect, we can often be our own worst enemies — or at least our portfolios’ worst enemies. Building upon that point, Jon looks at several ways in which we’re programmed to fail and how we can overcome those instincts.

Why You Should Invest Your Own MoneyDarius Foroux

When you want to start investing, where do you turn? If you’re like many people, you might consider hiring someone to manage your money and direct your investments. However, as Darius explains, there are several reasons why a DIY approach is often best.

The Monetary Value of Tax Loss Harvesting & How to Report it to the IRS Physician on FIRE

There’s a good chance you’ve encountered the term “tax loss harvesting” but didn’t really understand what it meant. On the one hand, the strategy may be simple to understand — but there are likely plenty of follow-up questions you may have. Luckily, this article from Physician on FIRE is here to help as it walks through what tax loss harvesting is, why it matters, and how to avoid trouble with the IRS when engaging in the strategy.

Personal Finance Tips

How Much Money Does it Take to Feel Wealthy? — Ben Carlson, A Wealth of Common Sense

What exactly does “wealthy” mean? As it turns out, the answer can vary greatly depending on who’s answering the question. Heck, as Ben highlights using recent data, some people may have conflicting feelings themselves.

Yes, You Should Pay Off That 3% Home Mortgage — Dr. Cory S. Fawcett, Financial Sucess M.D.

When it comes to debt, it’s common to hear that there are two types: good debt and bad debt. As part of this, “good debt” is usually defined as low interest. In turn, some suggest that it may be better to keep the low interest debt on the books while using funds in other ways (such as investing). While that can make sense, Dr. Cory explains why you actually should consider paying off your 3% interest mortgage if you have the opportunity to.

What Netflix’s Beef Taught Me About Financial IndependenceMillennial Revolution

The hit Netflix series Beef may not have much to do with personal finance. Nevertheless, like many pieces of media, the show can be viewed with a money lens. That’s exactly what this Millennial Revolution post does — but watch out for spoilers!

What I Learned From Making YouTube Shorts for 30 Days in a Row — Kyle Burbank, Money@30

Finally, as you may have heard, YouTube has been emphasizing its Shorts offering as it looks to compete with TikTok and Instagram Reels. As part of these efforts, the site has changed how these under-one-minute-long videos are monetized in a bid to encourage creators to experiment with this medium. So, Kyle participated in a 30-day challenge to create a new Short every day and shared what he learned from the experience.

Thanks for checking out our top 10 personal finance articles published last month and congratulations to all of the bloggers who made the list. To find more of these great articles on a daily basis, be sure to follow us on Twitter @fioneymoney and of course visit

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