Top 10 Personal Finance Articles of the Month — January 2022
Top 10 Must Read Personal Finance Posts January 2022

Top 10 Personal Finance Articles of the Month — January 2022

It’s time again for one of my favorite features here on Dyer News: a look at the top 10 personal finance articles of the month. We’ll start off with some tips for improving your finances in 2022. Then we’ll chat about investing amid some recent volatility. Finally, we’ll cover the YOLO economy, intentional spending, dream rebalancing, and more.

As usual, this month’s list includes a couple of Dyer News Top 10 mainstays as well as a few first-timers. Without further ado, below is my list of the top 10 personal finance articles published in January of 2022, along with their title, author, and the site they originally appeared on.

Finance in 2022

20 Personal Finance Charts To Help You Build Wealth In 2022Banker on Fire

With the new year now underway, many consumers are checking back in on their finances. As they do, there are several powerful concepts that they can learn about by looking at graphics and charts. With that in mind, Banker on Fire has compiled 20 such charts that can help you build wealth and savings in 2022 and beyond.

Annual Money Checkup: 20 Ideas To Put On Your Checklist Michelle Schroeder-Gardner, Making Sense of Cents

Speaking of money check-ins, even if consumers have an idea of what they should be doing, they might not know how to go about exploring the full picture. Additionally, the time may be right for some to reach new milestones they’ve previously put off. If you’re looking for new goals to add to your 2022 plan, Michelle lists 20 ideas and details why each is important.

The 52-Week Savings Challenge: A Simple Way to Save Money — Natalie, Go From Broke

Every year, millions of Americans resolve to start saving more money. Unfortunately, this is easier said than done — especially if they don’t have a clear plan. For those who really want to build savings but it in a fun way, Natalie suggests the tried-and-true 52-week savings challenge.


How to Cure Yourself of Investing FOMO — Jim Wang, Wallet Hacks

So far, 2022 has brought some major ups and down to the stock market. During these swings, investors can feel as though they’re making mistakes and potentially leaving money on the table as a result. If you’ve found yourself in such a position, Jim offers a few tips for overcoming your “FOMO.”

When Investing Gets Tough, Blow Your Portfolio a Raspberry Darcy, We Want Guac

Just as market volatility can lead to some feeling as though they missed out, others may be sweating their losses. Indeed, such events can be difficult for those who aren’t prepared. For those feeling stressed by the market lately, Darcy has some simple suggestions.

Personal Finance Tips

What is the YOLO Economy? (and 4 Reasons It’s Here to Stay) — Jeff Fang, Financial Pupil

For those still unaware, “YOLO” stands for “you only live once” Recently, the term “YOLO economy” has been coined to describe the trend of many Americans leaving their careers to pursue passion projects and the like. However, while some might assume this is just a pandemic-era phenomenon, Jeff explains why this new path isn’t going away anytime soon.

Intentional Spending: What it Actually Means — Jessica, The Fioneers

Anyone who’s read many personal finance blogs and books has likely heard the term “intentional spending.” Nevertheless, there are still many misconceptions about what this means. Thus, Jessica takes a closer look at what intentional spending really means in this post.

Dream Rebalancing — Noel, Happily Disengaged

In the personal finance realm, “rebalancing” typically comes up in the context of managing an investment portfolio. But what happens when it’s time to rebalance your personal goals and dreams? That’s something Noel recently went through, as he explains in this article.

Spend One, Save One Mistress of Home and Finance

When it comes to budgeting, there are several different methods out there. Alas, some of these “simple” plans may still prove to be too complicated for everyday consumers. Instead, this Mistress of Home and Finance post proposes the incredibly simple “spend one, save one” plan.

If I Were Not Saving For FIRE — Tony, One Million Journey

While aiming for financial independence isn’t easy, those in pursuit of FI often focus on the future to keep them going. But, what if they suddenly decided to stop saving and spend their cash instead? Inspired by a thought experiment by The Saving Ninja, Tony imagines some situations that might change his priorities away from working toward FI.

Thanks for checking out our top 10 personal finance articles published last month and congratulations to all of the bloggers who made the list. To find more of these great articles on a daily basis, be sure to follow us on Twitter @fioneymoney and of course visit

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