Category: Personal Finance
Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.
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Personal Finance
Yes, You Can Earn Cash Back With Dosh
by Kyle Burbank
The bottom line is that the Dosh app works as well as I could have hoped for earning cash back and I'm excited to try some of the other features (namely the travel bookings) it has to offer. So, if you're looking to maximize your savings and perhaps even double up on your credit card rewards, I'd recommend checking out Dosh and seeing what cash back you can earn.Personal Finance
Book Review: 'Let There Be Money' by Scott Santens
by Kyle Burbank
For years, I've taken a strong interest in the concept of Universal Basic Income (UBI). In turn, I've followed Scott Santens — a vocal UBI supporter and news source — on X. Yet, it was only a few weeks ago that I realized he had a book out: Let There Be Money: Understanding Modern Monetary Theory and Basic Income. What's more, on Amazon, a paperback copy of the book was... Personal Finance
IRS Announces 2024 Tax Brackets, Adjusted Standard Deduction
by Kyle Burbank
The Internal Revenue Service (IRS) has released its latest inflation adjustments for the next tax year, including updated tax brackets and standard deduction figures. About the updates: As it does nearly every year, the IRS has updated the tax bracket figures for the 2024 tax year. Next year's marginal tax rates will retain the same basic tiers (10%, 12%, 22%, 24%, 32%, 35%, and 37%) that were installed in 2018.... Personal Finance
SoFi Introduces Enhanced Yield ETF $THTA
by Kyle Burbank
The FinTech turned bank SoFi has launched another new ETF — this one focused on providing an enhanced yield. About the ETF: SoFi has introduced its newest exchange traded fund: SoFi Enhanced Yield ETF (ticker symbol $THTA). According to the company, the new ETF is meant to generate a monthly income for investors. To do this, it utilizes a portfolio of short-term Treasury Bills alongside an options trading strategy. As... Personal Finance
Personal Finance News Round-Up: November 2023
by Kyle Burbank
Each month, the Money@30 YouTube channel rounds up the top personal finance, credit card, and travel news. Now, we here at Fioney are pleased to present these quick and to-the-point video digests with our readers. Dive into the November 2023 round-up video and go even deeper into the stories below. Two Amex Hilton Honors Cards Get Revamps American Express and Hilton have updated two of their co-branded credit card: the... Personal Finance
Guac App Review: The Pros and Cons of the Automated Savings Tool
by Kyle Burbank
When it comes to managing your finances and making better money moves, automation has been a gamechanger. That's why we've seen a number of apps emerge, each putting their twist on auto-savings and the like. Among these options is Guac — an app that aims to help consumers contribute money toward their savings goals as painlessly as possible. So, how does Guac work and does it succeed in its mission?... Personal Finance
TD Bank Survey Highlights Consumer Holiday Budget Plans
by Kyle Burbank
TD Bank has released its latest Merry Money Survey, highlighting consumer plans and habits for the upcoming holiday shopping season. About the survey: For the survey, TD polled more than 2,000 consumers in the United States about their money management heading into the holiday season. To start, consumers were asked about their economic outlook through the year's end. While 68% of respondents cited concerns about how inflation might impact their...