Atlas Card Announces More Details, $999 Annual Fee Atlas Card Announces More Details, $999 Annual Fee
Atlas Card

Atlas Card Announces More Details, $999 Annual Fee

A long-in-the-works premium charge card has announced details about the product.

About Atlas Card:

As observed by Doctor of Credit, the Atlas Card site has been updated with specifics about the card. First, the card will carry a $999 annual fee. For that cost, cardholders will receive a number of credits, rewards, and perks.

One of the credits is a $189 credit for Clear Plus — which will cover the full cost of a yearly membership to the time-saving service. As for other memberships, the card also includes a One Medical membership ($199 statement credit), an Erewhon Cafe membership ($100 statement credit), and a FUTURE fitness training membership ($25 per month statement credit). Additionally, a Priority Pass Select card is included, offering access to more than 1,300 airport lounges. However, this particular Priority Pass is limited to two complimentary visits per year.

In terms of rewards, the card earns 5x points on BLADE helicopter rides and flights. Elsewhere, cardholders can earn up to 3x points on purchases in their top spending categories. All other purchases will earn 1x points.

One unique feature of the Atlas Card is its flight cancellation benefit. According to the site, cardholders can change or cancel any flight for any reason and have fees reimbursed up to $600 per year. Atlas also boasts its own “Supper Club,” which includes dedicated reservations to select restaurants.


This version of the Atlas Card comes after years of evolution. Originally, the company then known as PointCard announced plans for a premium charge card to be known as Titan. That card would have had a $399 annual fee, offered up to 5x points on purchases in a select category, trip cancellation insurance, and other perks. After the closure of the PointCard Neon debit card, the company also announced that it would rebrand to Atlas Card — although further details on the proposed product weren’t revealed until recently.

My thoughts:

For me, Atlas Card is a non-starter. In fact, it could literally be a non-starter as I’m still not confident that the product will roll out despite this latest update. Assuming it does, it’s hard for me to imagine the market for this product given the high annual fee and only a handful of offsetting credits. For example, while the Atlas Card will include a credit for Clear Plus, the American Express Platinum Card (which comes at a cost of $695 per year) includes the same credit alongside several others. With that said, the flight change/cancelation perk might be interesting — although several airlines have loosened their flight change policies in recent years.

Overall, while I’ll continue to keep an eye on the Atlas Card, there’s pretty much no scenario in which I get the card for myself. To me, it’s just another disappointment from a company that I originally thought had a good thing going.


Kyle Burbank

Head Writer ~ Fioney
Kyle is the head writer for Fioney. He is a personal finance nerd, constantly looking for new apps and services to test and incorporate into his own financial game plan. In addition to his role at Fioney, he's written for other publications including Born2Invest, Lifehack, and Laughing Place, as well as his own site Money@30. He also creates personal finance and travel-related videos for Money@30's YouTube channel, which has garnered more than 2 million views. Currently, Kyle resides in Springfield, Missouri with his wife of 10 years. Together, they enjoy traveling (including visiting Disney Parks around the world), dining, and playing with their dog Rigby.

Other Articles by Kyle Burbank

Reddit logo

Reddit Announces Plans to Allow Redditors to Buy Its IPO Stock

Reddit has revealed more details about its planned initial public offering (IPO), including offering shares to users. About the IPO details: In an S-1 filing with the Securities and Exchange Commission (SEC), Reddit laid out some details about its IPO plans. As part of this, the site notes that it intends to allow Redditors (a nickname for users) to purchase shares at IPO prices. Specifically, the company says it intends...
Dub logo

"Copy-Trading" Platform Dub Raises $17 Million

A FinTech brokerage platform that makes it easy to share and follow portfolio strategies has closed a new round of funding. About the round: Dub has announced that it's raised $17 million — including $15 in equity deals and a $2 million debt facility. The seed round was led by Tusk Ventures with several other venture firms as well as individuals participating. This list includes Uber CEO Dara Khosrowshahi, Apex...
snowed in house

Lessons From a First-Time Home Buyer: Surviving Our First Winter

One major difference between Springfield, Missouri and my previous city of residence (Glendale, California) is that, here, we have these things called "seasons." Furthermore, unlike a California winter where you might have to put on a sweater when it dips into the 40s, we do see snow, ice, and occasional sub-zero temperatures here in the Midwest. In turn, when we bought our home in whirlwind fashion, I knew we'd immediately...
The "Email" field is empty, you must enter some text to proceed.The text you entered in the "Email" field appears to be invalid, please edit it and try again
Get the Latest News Delivered to Your Inbox

FedEx Announces Winners of 11th Annual 2023 Small Business Grant Contest

Nearly three months after the entry period ended, FedEx has announced the winners of its 11th annual Small Business Grant Content. This year's event saw more than $300,000 in funds going to a variety of small businesses across the nation. Last month, the company revealed 100 finalists, with that list now being narrowed down to just 10 winners. This year's grand prize winners included KindVR, The Cupcake Collection, Up In...
H-E-B and Central Market  credit cards

Imprint Launches Credit Cards from H-E-B and Central Market 

The FinTech Imprint is partnering with the popular Texas-based grocery chain H-E-B for a pair of new rewards credit cards. This week saw the launch of the H-E-B Visa Signature Credit Card as well as the Central Market Visa Signature Credit Card. With these two (nearly identical) options, customers will be able to earn rewards on groceries and beyond. First, both versions of the card earn up to 5% back on select...
Summer app

Student Loan Benefit FinTech Summer Raises $6 Million

For years, student debt has been one of the most talked about financial topics. What's more, while the debt itself has become a major part of many Americans' lives, discussion of student loans has become political due to efforts to forgive certain loan repayments. However, while we wait for resolution on that front, a FinTech that brings student debt benefit solutions to employers and consumers has raised a new round...
Choice Privileges Select Card

Choice Hotels, Wells Fargo Debut Choice Privileges Select Card

With spring well underway and the summer travel season now just around the corner, Choice Hotels and Wells Fargo have unveiled their latest co-branded credit card offering. Today, the two companies announced the Choice Privileges Select Mastercard. Carrying an annual fee of $95, this card will serve as the premium option in the hotel brand's new lineup. Looking at the Choice Privileges Select, it offers a mix of rewards categories....
Melissa Urban holding a Ness card

Health and Wellness Rewards Card Ness Partners with Whole30

In recent years, several unique rewards cards have come to market. These include offerings from FinTech startups as well as brands looking to do something special for their loyal fans. On that note, a recently-announced rewards credit card offering is now working with a popular brand to introduce new benefits for customers. This week, the Ness Card (which is issued by The Bank of Missouri) unveiled a new partnership with...