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Credit Card Issuer Spotlight: American Express

Over the past few months, I've shared a number of credit card guides, breaking down options in certain categories. Well, this time around, I wanted to do something a bit different. Instead of looking at cards that fit a specific set of criteria, I thought we'd look at what some of the major issuers each have to offer — and what better issuer to start with than American Express. As...

Comparing the Growing List of 2021 FinTech Debit Cards

It’s hard to believe there was once a time when your payment options were mostly limited to cash, credit card, or the dreaded check. Finally the debit card was introduced, giving customers access to their checking funds via a piece of plastic that looked and functioned much like a credit card. While the majority of consumers now cite debit cards as their preferred form of payment, there are many ways...
Small Business Mobile App

42% of Small Businesses Say They're Considering Building a Mobile App for Their Customers

These days, a major part of being a small business owner is determining which technologies and mediums to invest in and which to skip. For example, many businesses now see the value in social media and the barrier to entry for these platforms is fairly low. Similarly, having your own website may make sense for some operations, giving them greater flexibility than relying on third-party solutions. Still, there's one medium...
Credit Karma savings app

Credit Karma Money Save (Credit Karma Savings) Review

As someone who’s written about FinTech for a couple of years now, I’ve definitely spotted a few trends along the way. One of the biggest I’ve seen is the expansions many startups have made by adding basic banking services to their other offerings. Case in point: Credit Karma Savings — which was brought into the world in the fall of 2019. That service has now been rebranded as Credit Karma...
World Tourism Graph

Tourism Falls to Lowest Level in 30 Years

It's no secret that one of the industries hit hardest by the COVID-19 pandemic has been the travel sector. From airlines and hotels to attractions and tourist-dependent cities, health concerns and government-mandated restrictions have dried up demand. In fact, new figures show that international travel fell to a 30-year low in 2020. Through October of 2020, international arrivals fell by more than 900 million — a pace that will likely...
AMEX Platinum Card

American Express Adds More Temporary Benefits to Platinum Card

Last year, when it became clear that travel wasn't going to be resuming in earnest anytime soon, American Express added some temporary benefits to its premium $550 a year Platinum Card to help bring value to grounded cardholders. This included offering $20 a month in monthly statement credits for wireless service purchases as well as $20 a month in streaming service statement credits. However, these benefits expired at the end...
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CardRatings Shares Credit Card Trend Predictions for 2021

With 2020 finally coming to an end, what can credit card enthusiasts expect from 2021? CardRatings has a few ideas. On the heels of announcing their top credit picks for 2021 across a number of categories, the site and its senior managing editor Brooklyn Lowery have revealed some predictions for the new year as they relate to credit cards. Here are some of their forecasts: Continuation of "limited-time" perks With...
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FinTech-as-a-Service Startup Unit Makes Its Debut

Despite numerous challenges, the FinTech industry has managed to have a fairly successful year. From significant funding rounds to major acquisitions, there was plenty of big and positive news to go around. Now, as the year nears an end, the disrupters may be seeing their own disruption as the startup Unit brings their banking-features-as-a-service model to market. Last week, Unit not only announced its official launch but also revealed that...
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A Guide to Building Credit and Increasing Your Credit Scores

When it comes to credit, there’s some good news. The average credit score in the United States has been steadily rising in recent years, coming in at 715 in 2023. That may be because, today, consumers not only have more ways to access their credit reports and scores than ever before but also because there are an increasing number of options that Americans have for building credit in the first...

2024 SoFi Checking and Savings Review

Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. Lately it seems as though that theme has been sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind...
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Brim Financial Raises $85 Million as It Eyes Global Expansion

Toronto-based FinTech infrastructure startup Brim Financial has announced a new funding round. About the round: Brim has revealed an $85 million round. The Series C was led by EDC Investments while new investor Vistara Growth and returning investors White Owl Group, Epic Ventures, and Zions Bank also participated. To date, the company has now raised $110 million including a Series B in 2021. According to Brim, the latest funding will...
Chase Freedom Flex card

Chase Reveals Q2 2024 Freedom 5%(+) Bonus Categories

Chase has announced its bonus category picks for the second quarter of 2024 — including some interesting twists. About the categories: As April approaches, Chase has revealed what categories Freedom and Freedom Flex cardholders can earn bonuses on. From April 1st through June 30th, customers can earn 5% (or more) in three categories: Amazon.com, Hotels, and Restaurants. Similar to how Chase embraced a "New Year, New Me" theme last quarter,...

FedEx Announces Winners of 11th Annual 2023 Small Business Grant Contest

Nearly three months after the entry period ended, FedEx has announced the winners of its 11th annual Small Business Grant Content. This year's event saw more than $300,000 in funds going to a variety of small businesses across the nation. Last month, the company revealed 100 finalists, with that list now being narrowed down to just 10 winners. This year's grand prize winners included KindVR, The Cupcake Collection, Up In...