Credit Cards: Everything You Need to Know

Category: Credit Cards

The world of credit cards can be confusing. The industry is constantly evolving. Keeping track of credit card features and benefits can be time consuming. Fioney is here to help maximize your credit card utility. From comprehensive guides, individual card reviews, the latest news, and tips to optimize your usage we have you covered.

Capital One and Discover logos

Capital One Plans to Acquire Discover Financial for $35.3 Billion

Following rumors and reports yesterday, Capital One has now officially announced plans to acquire Discover. About the acquisition: Capital One intends to purchase Discover Financial for approximately $35.3 billion. The all-stock transactions will see Discover shareholders recieving 1.0192 shares of Capital One for each Discover share, which marks a 26% premium based on Discover's recent closing price. This purchase of Discover includes the company's payment network as well as its...
holding the Starbucks app and Bank of America card next to a Starbucks coffee

Starbucks and Bank of America Announce Loyalty Partnership

A new collaboration will allow consumers to earn more cashback on their morning coffee. About the partnership and rewards: Today, Starbucks and Bank of America announced a new partnership. As a result, BofA debit and credit card customers can link their card to their Starbucks Rewards account in order to earn bonuses. Specifically, members can earn an extra 2% cashback (on top of their card's base rewards) when reloading their...
AMEX Centurion Lounge seating

American Express Opens Largest Centurion Lounge at ATL

This Valentine's Day, there's something new for travelers to love as a brand new American Express Centurion Lounge is now open. About the lounge: Today, a new Centurion Lounge has debuted at Hartsfield-Jackson Atlanta International Airport. Occupying nearly 26,000 square feet, the location is now the largest Centurion to date. The lounge can be found in Concourse E near gate E11 (on the secured airside). According to Amex, the art...
Bilt Rewards tiers

Bilt Introduces Milestone Rewards as Part of New Loyalty Program

In December, Bilt Rewards announced a revamp to its loyalty status program. Now, the platform has revealed details on one of the new features: Milestone Rewards. About Milestone Rewards: An update to the Bilt Rewards site (first noticed by Doctor of Credit) details how Milestone Rewards will work. For every 25,000 points that Bilt members earn, they'll be able to select a bonus reward. Furthermore, while Milestone Reward redemptions begin...
Southwest airplane

Southwest Cards Bring Back Promotional Companion Pass Offer

Southwest is bringing a beloved benefit to its co-branded credit cards for a limited time: Companion Pass. About the offers: Currently, new Chase Southwest cardholders can earn a promotional Companion Pass as well as 30,000 bonus points after spending $4,000 in purchases on the card within the first three months. Notably, this offer is available for all three of Southwest's consumer credit cards including the $69 annual fee Rapid Rewards...
Bilt Mastercard

Is the Bilt Mastercard Worth It for Non-Renters? The Pros and Cons

When I first heard about the Bilt Mastercard, I was both intrigued and excited. That's because the card's signature feature is the ability to pay rent with the card and earn 1 point per dollar (while also avoiding any fees). Seeing as we lived in an apartment at the time, I decided to apply for the card and was thrilled to find that the platform only got better with time....
man holding a cell phone and Delta SkyMiles Reserve American Express Card

Amex, Delta Refresh SkyMiles Cards with New Benefits

American Express and Delta have announced updates for their co-branded credit cards — including higher annual fees. About the revamped cards: Starting with the Delta SkyMiles Gold American Express card, customers will now be able to take advantage of an annual $100 Delta Stays credit. This will allow them to get up to a $100 statement credit to book prepaid hotels or vacation rentals through Delta Stays. Additionally, those who...
Dillard's logo

Dillard’s to Introduce Co-Branded Credit Card with Citi, Mastercard

The department store Dillard's has announced a banking partner and payment network for its credit card portfolio. About the agreement: Dillard's has entered a new agreement with both Citi and Mastercard to provide the retailers credit card program. As a result, Citi will begin issuing the brand's cards while Mastercard will serve as the exclusive payment network. This new partnership will result in a new co-branded card as well as...
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A Guide to Building Credit and Increasing Your Credit Scores

When it comes to credit, there’s some good news. The average credit score in the United States has been steadily rising in recent years, coming in at 715 in 2023. That may be because, today, consumers not only have more ways to access their credit reports and scores than ever before but also because there are an increasing number of options that Americans have for building credit in the first...

2024 SoFi Checking and Savings Review

Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. Lately it seems as though that theme has been sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind...
Brim logo

Brim Financial Raises $85 Million as It Eyes Global Expansion

Toronto-based FinTech infrastructure startup Brim Financial has announced a new funding round. About the round: Brim has revealed an $85 million round. The Series C was led by EDC Investments while new investor Vistara Growth and returning investors White Owl Group, Epic Ventures, and Zions Bank also participated. To date, the company has now raised $110 million including a Series B in 2021. According to Brim, the latest funding will...
Chase Freedom Flex card

Chase Reveals Q2 2024 Freedom 5%(+) Bonus Categories

Chase has announced its bonus category picks for the second quarter of 2024 — including some interesting twists. About the categories: As April approaches, Chase has revealed what categories Freedom and Freedom Flex cardholders can earn bonuses on. From April 1st through June 30th, customers can earn 5% (or more) in three categories: Amazon.com, Hotels, and Restaurants. Similar to how Chase embraced a "New Year, New Me" theme last quarter,...

FedEx Announces Winners of 11th Annual 2023 Small Business Grant Contest

Nearly three months after the entry period ended, FedEx has announced the winners of its 11th annual Small Business Grant Content. This year's event saw more than $300,000 in funds going to a variety of small businesses across the nation. Last month, the company revealed 100 finalists, with that list now being narrowed down to just 10 winners. This year's grand prize winners included KindVR, The Cupcake Collection, Up In...