Money at 30: A Financial Giving of Thanks Money at 30: A Financial Giving of Thanks

Money at 30: A Financial Giving of Thanks

I don’t know how this is possible, but the calendar informs me that this Thursday is Thanksgiving Day here in the U.S. (shout out to my Canadian friends who celebrated last month). As is the tradition for many, the holiday serves as a time to reflect on the blessings we’ve received throughout the year and in our lives overall. Often times these involve money — either directly or indirectly — which is why I thought it might be appropriate to share some of the finance-related things I’m thankful for this year:

My wife

Of course any list of what I’m thankful for would almost certainly have to start with my wife. But, in this case, there are some finance-specific reasons for her inclusion. First, as she likes to point out, I likely have her to thank for my high credit scores. That’s because, by making me an authorized user on the credit card she’s had for years, I essentially inherited her good credit marks and history.

Beyond the credit benefits, my wife has been a great partner in planning our financial futures. She’s diligent about having us contribute to our retirement accounts, has held an open-mind about exploring our various investment options, and is always happy to play devil’s advocate as we consider some larger purchases. Most recently, I knew that the Uber Visa card (which I’ll be reviewing next week) would be good for us once I was able to successfully convince her as much — otherwise, she would have shot the idea down without hesitation.

Credit card rewards and online coupons

Speaking of credit cards, for someone who swore off them for most of my adult life, I sure do love them now. In addition to becoming an expert at knowing which card to use in nearly every situation, my wife and I have also become proficient in mixing mediums and combining our rewards with coupons. Case in point: a present purchase we made this weekend that married credit card perks, online coupons, and some additional cash back.

As I’ve mentioned in the past, my wife and I rarely exchange gifts. Instead, we choose something we want to splurge on together. This year we’ve had our eye on a new record player and happened to see one on sale for about $30 less than normal — but why stop there? After a little searching, I was able to find a 20% off coupon online, bringing the total from $100 to $80. Next, I cashed in $40 of my Discover card cash back balance to obtain a $50 gift card. So, after tax and free shipping, our normally $130 record player cost us $35.07, not including the 2% back we’ll get for using our Uber Visa card.

Needless to say, it’s frugal wins like this that make me thankful to have shaken my credit card aversion.

The knowledge of others

This year I’ve navigated a number of areas I knew little about before diving in. In addition to starting my own personal finance blog (, I also decided to launch a YouTube channel of the same name. I can tell you now that neither of these things would have been possible had there not been such generous bloggers and content creators out there willing to share their knowledge. On the YouTube front, I’ve learned tons from Sean Cannell of Think Media and others but, as far as blogging, I can’t thank Jon enough for a) letting me be a contributor on this site and b) being supportive and helpful as I started my own venture.

Finally, as cheesy as it always sounds when I say it, I’m thankful for readers like you. I’ve been really inspired by all of the kind words and notes that have been sent my way since starting this column nearly 15 months ago. With that, I hope you and your loved ones have a happy Thanksgiving — and I’ll see you all next week.


Kyle Burbank

Head Writer ~ Fioney
Kyle is the head writer for Fioney. He is a personal finance nerd, constantly looking for new apps and services to test and incorporate into his own financial game plan. In addition to his role at Fioney, he's written for other publications including Born2Invest, Lifehack, and Laughing Place, as well as his own site Money@30. He also creates personal finance and travel-related videos for Money@30's YouTube channel, which has garnered more than 2 million views. Currently, Kyle resides in Springfield, Missouri with his wife of 10 years. Together, they enjoy traveling (including visiting Disney Parks around the world), dining, and playing with their dog Rigby.

Other Articles by Kyle Burbank

Dub logo

"Copy-Trading" Platform Dub Raises $17 Million

A FinTech brokerage platform that makes it easy to share and follow portfolio strategies has closed a new round of funding. About the round: Dub has announced that it's raised $17 million — including $15 in equity deals and a $2 million debt facility. The seed round was led by Tusk Ventures with several other venture firms as well as individuals participating. This list includes Uber CEO Dara Khosrowshahi, Apex...
snowed in house

Lessons From a First-Time Home Buyer: Surviving Our First Winter

One major difference between Springfield, Missouri and my previous city of residence (Glendale, California) is that, here, we have these things called "seasons." Furthermore, unlike a California winter where you might have to put on a sweater when it dips into the 40s, we do see snow, ice, and occasional sub-zero temperatures here in the Midwest. In turn, when we bought our home in whirlwind fashion, I knew we'd immediately...
loading luggage

American Airlines Announces Checked Baggage Fee Hikes

A major domestic airline recently announced increased baggage fees for customers. About AA's new baggage policies: American Airlines is increasing its checked bag fees in a few ways. Now, customers on domestic flights (including Alaska, Hawaii, Puerto Rice, and the U.S. Virgin Islands) will need to pay $35 for their first checked bag when booked online or $40 if purchased at the airport. A second checked bag for these flights...
The "Email" field is empty, you must enter some text to proceed.The text you entered in the "Email" field appears to be invalid, please edit it and try again
Get the Latest News Delivered to Your Inbox

FedEx Announces Winners of 11th Annual 2023 Small Business Grant Contest

Nearly three months after the entry period ended, FedEx has announced the winners of its 11th annual Small Business Grant Content. This year's event saw more than $300,000 in funds going to a variety of small businesses across the nation. Last month, the company revealed 100 finalists, with that list now being narrowed down to just 10 winners. This year's grand prize winners included KindVR, The Cupcake Collection, Up In...
H-E-B and Central Market  credit cards

Imprint Launches Credit Cards from H-E-B and Central Market 

The FinTech Imprint is partnering with the popular Texas-based grocery chain H-E-B for a pair of new rewards credit cards. This week saw the launch of the H-E-B Visa Signature Credit Card as well as the Central Market Visa Signature Credit Card. With these two (nearly identical) options, customers will be able to earn rewards on groceries and beyond. First, both versions of the card earn up to 5% back on select...
Summer app

Student Loan Benefit FinTech Summer Raises $6 Million

For years, student debt has been one of the most talked about financial topics. What's more, while the debt itself has become a major part of many Americans' lives, discussion of student loans has become political due to efforts to forgive certain loan repayments. However, while we wait for resolution on that front, a FinTech that brings student debt benefit solutions to employers and consumers has raised a new round...
Choice Privileges Select Card

Choice Hotels, Wells Fargo Debut Choice Privileges Select Card

With spring well underway and the summer travel season now just around the corner, Choice Hotels and Wells Fargo have unveiled their latest co-branded credit card offering. Today, the two companies announced the Choice Privileges Select Mastercard. Carrying an annual fee of $95, this card will serve as the premium option in the hotel brand's new lineup. Looking at the Choice Privileges Select, it offers a mix of rewards categories....
Melissa Urban holding a Ness card

Health and Wellness Rewards Card Ness Partners with Whole30

In recent years, several unique rewards cards have come to market. These include offerings from FinTech startups as well as brands looking to do something special for their loyal fans. On that note, a recently-announced rewards credit card offering is now working with a popular brand to introduce new benefits for customers. This week, the Ness Card (which is issued by The Bank of Missouri) unveiled a new partnership with...