Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

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Split Payment Platform Kasheesh Launches as Alternative to BNPL

In recent months, "buy now, pay later" (BNPL) platforms have exploded in popularity. What's more, with Apple jumping into the space, the practice is likely to continue growing despite some concerns in regards to how BNPL services impact consumers' personal finances. With that in mind, one FinTech has just revealed its alternative: a payment-splitting platform for online retail. Today, Kasheesh exited stealth mode to announce the launch of its unique...
Credit Karma Money Cashback

Credit Karma Money Spend Adds Cashback Offers for Cardholders

Those looking to add some extra cash back into their pocket will soon have a new option. This week, the popular credit monitoring site Credit Karma announced a new feature for its Credit Karma Money customers. Now, debit cardholders will be able to earn cashback when making purchases from select retailers. According to the site, the list of eligible retailers includes national chains, such as Adidas and Shake Shack, as...
Brex app on phones

Brex Pivots Away From Small Business Customers, Toward Startups

A FinTech on the rise has announced a major shakeup that will see them actively repelling many current customers. Last week, Brex revealed that it was moving away from serving general small businesses and would instead refocus its platform to serve startups — specifically those who have already received venture capital or other funding. The company has already been sending emails to affected customers, informing them that their accounts will...

A Guide to the Best Feel-Good Alternative Investments

Investing is something that most Americans do and yet it still carries a somewhat negative connotation. Many might think of movies like Wall Street featuring lines like “greed is good” and think that investing is all about the rich getting richer at the expense of everyone else. In reality that’s hardly the case. Today investments come in all shapes and sizes. While stocks and bonds still make up the bulk...
Paydownhero debit card

FinTech App Paydownhero Announces Upcoming Gas Rewards Debit Card

A FinTech app that aims to help drivers pay down their car loan balances by rounding up their everyday purchases is set to expand into the world of debit cards. This week, Paydownhero announced plans for their Paydown Rewards Card. Using this option, customers will not only earn rewards at the pump but will also receive boosts on their roundups, allowing them to pay off their cars even faster. The...
Instacart app

Instacart Express Rebrands as Instacart+, Announces New Features

The popular grocery delivery app Instacart is refreshing its branding. Today, it was announced that the subscription service known as Instacart Express would be renamed Instacart+. With that "plus" comes a couple of new features that could be beneficial to families using the service. Similar to its predecessor, Instacart+ will offer members free delivery on orders of $35 or more, 5% credit back on eligible pick-up orders, and reduced service...
Joshua Becker holding a copy of Things That Matter

Money at 30: "Things That Matter" Audiobook Review

A couple of years back, I reviewed the book The More of Less: Finding the Life You Want Under Everything You Own by Joshua Becker — a popular blogger (Becoming Minimalist) that I've continued to be a fan of. After reading it, I was inspired to start my own journey in the direction of minimalism, while admittedly falling well short of being a full-on convert. More recently, Becker released a...

Abra Announces Crypto Card to Operate on American Express Network

Despite a recent rash of bad news, crypto-centric startups are continuing to press forward. Among them, the trading platform Abra just announced plans to launch a crypto rewards credit card. What's more, in a twist from other offerings, this product will be an American Express card. According to Abra, their upcoming card will earn crypto back on any purchase category. These crypto rewards will then be tradable, allowing users to...
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2024 SoFi Checking and Savings Review

Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. Lately it seems as though that theme has been sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind...

A Guide to Building Credit and Increasing Your Credit Scores

When it comes to credit, there’s some good news. The average credit score in the United States has been steadily rising in recent years, coming in at 715 in 2023. That may be because, today, consumers not only have more ways to access their credit reports and scores than ever before but also because there are an increasing number of options that Americans have for building credit in the first...
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Discover Reveals 5% Bonus Categories for Final Quarter of 2024

As we head into the holiday season, Discover has unveiled its fourth-quarter bonus category picks. About the Q4 2024 Discover It 5% categories: Starting on October 1st, Discover It customers will be able to earn up to 5% back on purchases from two major retailers. First up is Amazon — which has been a fixture of Discover's fourth-quarter bonus categories since at least 2015. While this category will of course cover...
gas pump

2024 Pay with GasBuddy Review: Yes, You Can Legitimately Save Money Every Time You Fill

Put simply, the value proposition of Pay with GasBuddy is that you can use a special card that's accepted at most gas stations in order to save a few cents off of every gallon of gas you buy. That sounds good — almost too good, if you think like me.
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Brim Financial Raises $85 Million as It Eyes Global Expansion

Toronto-based FinTech infrastructure startup Brim Financial has announced a new funding round. About the round: Brim has revealed an $85 million round. The Series C was led by EDC Investments while new investor Vistara Growth and returning investors White Owl Group, Epic Ventures, and Zions Bank also participated. To date, the company has now raised $110 million including a Series B in 2021. According to Brim, the latest funding will...