Category: Personal Finance

Personal Finance
Average FICO Score Reaches New High
by Fioney Staff
Great news for all Americans: the average credit score is up once again. According to the Fair Isaacs Corporation (better known as FICO), the average as of April 2018 is a 704. While this may only be a slight step up from the milestone 700 reached last year, this does represent a new all-time high. It's also a fairly significant climb from the low of 686 observed in 2009 — firmly... 
Personal Finance
Money at 30: What I Just Learned About Postdated Checks
by Kyle Burbank
Remember last week when I shared how I was preparing for my extended trip, including dropping off my rent check before departing? Well, when I wrote said check, I dated it for the first of next month (as I assume most people would). This is a practice often referred to as "postdating" that I thought meant one thing but, as luck would have it, I was wrong. While you can... 
Personal Finance
Law Making Credit Freezes Free Now in Effect
by Fioney Staff
Starting today — Friday, September 21st — U.S. consumers can elect to "freeze" their credit reports without paying a fee. This comes just over a year after Equifax announced that personal data from 148 million customers had been compromised following a security breach at the credit bureau. In the aftermath of that massive hack, focus was turned to credit freezes as a way for consumers to protect themselves from fraud,... 
Personal Finance
Money at 30: How I'm Preparing for an Extended Trip
by Kyle Burbank
Starting tomorrow, my wife and I will be embarked on a trip that will last for upwards of two weeks. While I'm in Orlando, attending the FinCon expo and hanging out at Walt Disney World, she'll be off in Paris, France to cover events at Disneyland Paris. Eventually we'll get to reunite just ahead of our fifth wedding anniversary and enjoy a few days together in the city where we... 
Personal Finance
Money at 30: The Unexpected Places I'm Storing Cash for My Next Vacation
by Kyle Burbank
September is set to be kind of a strange month for me. In just a couple of week, I'll be heading out to Orlando for FinCon while my wife is away in Paris. Although both of us will be traveling, these are decidedly business trips and not exactly vacations. Thus, what we're really looking forward to and are starting to plan now is our next big getaway earlier next year.... 
Personal Finance
Top 10 Personal Finance Articles of the Month — August 2018
by Fioney Staff
It’s time again for my favorite feature here on Dyer News: a look at my top 10 personal finance articles of the month. Perhaps because summer is winding down or maybe because suddenly the holiday season doesn't seem so far away, travel proved to be a popular topic in August. Additionally a few writers took things back to basics, sharing tips for budgeting. Other subjects covered this time around include remote work,... 
Personal Finance
Money at 30: 3 Money-Saving Sites that Will Make You Feel Like an Insider
by Kyle Burbank
Is there any better feeling than scoring a deal? Conversely, finding out that you overspent on a purchase can leave you feeling angry, sorrowful, and just overall unhappy. Luckily there are now more tools than ever to help you save money when shopping online. More specifically, these useful sites can often make you feel like a true insider, scooping the world with your awesome deal. If you want to feel...