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Category: Personal Finance

Money at 30: The Increasingly Confusing World of Airline Pricing

Once upon a time it seemed that, no matter which airline you flew or how you made your reservation, you could expect about the same level of amenities and service (save the bonuses that come with business class, first class, etc.). However this is quickly changing as the airline industry continues to experiment with new service models and pricing structures. This is partially due to the prevalence of third-party travel...

Average FICO Score Reaches New High

Great news for all Americans: the average credit score is up once again. According to the Fair Isaacs Corporation (better known as FICO), the average as of April 2018 is a 704. While this may only be a slight step up from the milestone 700 reached last year, this does represent a new all-time high. It's also a fairly significant climb from the low of 686 observed in 2009 — firmly...

Money at 30: What I Just Learned About Postdated Checks

Remember last week when I shared how I was preparing for my extended trip, including dropping off my rent check before departing? Well, when I wrote said check, I dated it for the first of next month (as I assume most people would). This is a practice often referred to as "postdating" that I thought meant one thing but, as luck would have it, I was wrong. While you can...

Law Making Credit Freezes Free Now in Effect

Starting today — Friday, September 21st — U.S. consumers can elect to "freeze" their credit reports without paying a fee. This comes just over a year after Equifax announced that personal data from 148 million customers had been compromised following a security breach at the credit bureau. In the aftermath of that massive hack, focus was turned to credit freezes as a way for consumers to protect themselves from fraud,...

Money at 30: How I'm Preparing for an Extended Trip

Starting tomorrow, my wife and I will be embarked on a trip that will last for upwards of two weeks. While I'm in Orlando, attending the FinCon expo and hanging out at Walt Disney World, she'll be off in Paris, France to cover events at Disneyland Paris. Eventually we'll get to reunite just ahead of our fifth wedding anniversary and enjoy a few days together in the city where we...

Money at 30: The Unexpected Places I'm Storing Cash for My Next Vacation

September is set to be kind of a strange month for me. In just a couple of week, I'll be heading out to Orlando for FinCon while my wife is away in Paris. Although both of us will be traveling, these are decidedly business trips and not exactly vacations. Thus, what we're really looking forward to and are starting to plan now is our next big getaway earlier next year....

Top 10 Personal Finance Articles of the Month — August 2018

It’s time again for my favorite feature here on Dyer News: a look at my top 10 personal finance articles of the month. Perhaps because summer is winding down or maybe because suddenly the holiday season doesn't seem so far away, travel proved to be a popular topic in August. Additionally a few writers took things back to basics, sharing tips for budgeting. Other subjects covered this time around include remote work,...

Money at 30: 3 Money-Saving Sites that Will Make You Feel Like an Insider

Is there any better feeling than scoring a deal? Conversely, finding out that you overspent on a purchase can leave you feeling angry, sorrowful, and just overall unhappy. Luckily there are now more tools than ever to help you save money when shopping online. More specifically, these useful sites can often make you feel like a true insider, scooping the world with your awesome deal. If you want to feel...
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FedEx Announces Winners of 11th Annual 2023 Small Business Grant Contest

Nearly three months after the entry period ended, FedEx has announced the winners of its 11th annual Small Business Grant Content. This year's event saw more than $300,000 in funds going to a variety of small businesses across the nation. Last month, the company revealed 100 finalists, with that list now being narrowed down to just 10 winners. This year's grand prize winners included KindVR, The Cupcake Collection, Up In...
Summer app

Student Loan Benefit FinTech Summer Raises $6 Million

For years, student debt has been one of the most talked about financial topics. What's more, while the debt itself has become a major part of many Americans' lives, discussion of student loans has become political due to efforts to forgive certain loan repayments. However, while we wait for resolution on that front, a FinTech that brings student debt benefit solutions to employers and consumers has raised a new round...
Melissa Urban holding a Ness card

Health and Wellness Rewards Card Ness Partners with Whole30

In recent years, several unique rewards cards have come to market. These include offerings from FinTech startups as well as brands looking to do something special for their loyal fans. On that note, a recently-announced rewards credit card offering is now working with a popular brand to introduce new benefits for customers. This week, the Ness Card (which is issued by The Bank of Missouri) unveiled a new partnership with...
Choice Privileges Select Card

Choice Hotels, Wells Fargo Debut Choice Privileges Select Card

With spring well underway and the summer travel season now just around the corner, Choice Hotels and Wells Fargo have unveiled their latest co-branded credit card offering. Today, the two companies announced the Choice Privileges Select Mastercard. Carrying an annual fee of $95, this card will serve as the premium option in the hotel brand's new lineup. Looking at the Choice Privileges Select, it offers a mix of rewards categories....
H-E-B and Central Market  credit cards

Imprint Launches Credit Cards from H-E-B and Central Market 

The FinTech Imprint is partnering with the popular Texas-based grocery chain H-E-B for a pair of new rewards credit cards. This week saw the launch of the H-E-B Visa Signature Credit Card as well as the Central Market Visa Signature Credit Card. With these two (nearly identical) options, customers will be able to earn rewards on groceries and beyond. First, both versions of the card earn up to 5% back on select...