Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

FinTech funding chart

FinTech Funding Falls in Q2 2023 for Lowest Quarter Since 2017

After reaching soaring highs in recent years, the FinTech funding market has continued to decline — with the latest figures amounting to a multi-year low. About the report: According to CB Insights' State of FinTech report, global FinTech funding totaled $7.8 billion in the second quarter of this year. Not only was this off nearly 50% from the prior quarter (note: Q1 was buoyed by Stripe's $6.5 billion Series I...
money, diploma, and graduation cap

Do I Really Need a College Degree?

Looking back on my life so far, there are, of course, a few regrets I could name. Among the top things that I wish I did differently would be taking better care of my teeth and not having my dad get me a condo in Phoenix right before 1) the market sank and 2) I decided to move to California. In addition to that, I've often wondered how things might...
Current Build Card

Current Launches a Secured Charge Card: Build Card

A popular neobank has added a new credit-building feature to its platform. About the Build Card. Recently, Current announced the launch of the Build Card. With this option, customers will be able to build personal credit while avoiding taking on debt. The secured product — which Current's terms bill as a "secured charge card" — allows users to spend using the Build Card and have their balance paid off each...
illustration of $ in a star

Khan Academy Launches Free Financial Literacy Course

Those looking to learn about a number of financial topics now have a new resource to turn to. About the course: This week, Khan Academy announced a new financial literacy course. More accurately, the course is an expansion of a project first announced last year. While the version launched in December of last year included sections on Budgeting & Saving and Consumer Credit, this update now covers such topics as...
Karat charge card

Content Creator Financial Platfrom Karat Raises $70 Million

A charge card and financial platform aimed at content creators has closed a new round of venture funding. About the round: This week, Karat announced that it has raised a new $70 million round. As Crunchbase notes, this includes $30 million in equity and a $40 million debt facility. The equity portion of the Series B round was led SignalFire with participation from returning investors, such as Union Square Ventures,...
credit verification illustration

Experian Announces Expansion of Experian Verify Program

Experian has announced that it's expanded its real-time income and employment verification tool Experian Verify. About the update: This week, the credit bureau Experian revealed that it was widening the score of its Verify program. With Verify, applicants can opt to share information directly from their employer's payroll service, allowing creditors to confirm employment and income information more quickly and easily. Now, this service will be available to a wider...
Tillful is now part of Nav

Small Business FinTech Platform Nav Acquires Tillful

Two FinTechs focused on small business finance are joining forces following an acquisition. About the acquisition: This week, the small business financial health tool Nav announced that it was acquiring Tillful. As a result of the deal, the company says it will be able to accelerate the development of its data platform as well as its "product roadmap. With the transaction, many of Tillful's team members will be joining Nav....
Introducing the MGM Collection with Marriott Bonvoy

MGM Announces New Partnership with Marriott Bonvoy

In a shakeup to the Las Vegas Strip's hotel scene, MGM and Marriott Bonvoy have announced a new pact that will go into effect this fall. About the partnership: Last week, MGM and Hyatt announced that their long-held partnership would be coming to an end after September 30th. Today, MGM and Marriott Bonvoy revealed a new partnership that will begin this October. Under this exclusive, long-term agreement, several MGM properties...
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Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...

2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Fioney Top 10 Must-Read Personal Finance Articles Septemeber 2024

Top 10 Personal Finance Articles of the Month — September 2024

Welcome to Fioney's look at the top 10 personal finance articles of the month. On the first Friday of each new month, we look back at some of our favorite posts published in the weeks prior and highlight them right here. This includes a mix of sites that have become staples of our lists as well as many first-timers. To start things off this month, we'll look at some articles...