Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

glass of- emonade straws and-lemons with an illustrated hand holding a credit card and coins

How I Turned My Tax Bill Lemons Into Lemonade (and Points)

Last week, I laid out the circumstances that made for a rough and anxiety-inducing tax season this year. In that, I highlighted a few options we were considering for taking care of our large and unexpected tax bill. As it turns out, we ended up selecting a few of those options and employing them all. With that, I intend to talk about my experience with each element of my actions...
woman holding a GreenFi credit card next to two other GreenFi cards

GreenFi Launches After Spinning Off From Aspiration

Coinciding with Earth Day today, GreenFi has officially launched. About GreenFi: In 2024, Mission Financial Partners acquired the consumer banking portion of Aspiration (with the carbon credit segment now known as Catona Climate). Today, that FinTech platform rebranded to GreenFi. Despite the name change, the platform continues to provide climate-friendly banking and investing options. Alongside the launch, it was announced that GreenFi recently raised $17 million. This seed round was...
Capital One and Discover logos

Capital One Acquisition of Discover Expected to Close Next Month

Two financial brands appear set to join forces in the coming weeks after the deal cleared regulatory scrutiny. The Latest on Capital One's Acquisition of Discover: Today, Capital One announced that its planned acquisition of Discover had received final regulatory approval. This came with the Board of Governors of the Federal Reserve System and the Office of the Comptroller of the Currency signing off on the deal. Previously, in December...
So You Are Thinking About Buying Your First Home book cover

Lessons From a First-Time Home Buyer: Announcing My New (and Free) Homebuyer's Guide

For the past 18 months, I've been writing about my experience 1) buying a home and then 2) discovering everything that being a homeowner entails. Along the way, I've covered some topics that I'd never heard anyone else really talk about and have developed a few tips that I think others could learn from. That's why I've now compiled the highlights of my experience into a new guide So, You...
calculating FICO score

Average FICO Credit Score Falls Slightly Year-Over-Year

A new report from FICO shows that the average credit score for American consumers recently dipped. About the Latest Average Credit Score Data: According to the latest data from FICO, the average credit score in the United States has fallen. Now, the average stands at 715. That's down two points from last April and down one point since January of this year. It also marks the lowest average recorded since...
man holding hjs hands to head in contemplation

My Disastrous Tax Season: Where I Went Painfully Wrong

Well, it's Tax Day once again — which means that procrastinators like me are getting ready to send off our payments. After all, while I understand wanting to get a refund ASAP, who would want to pay money a minute earlier than required? Speaking of paying money, this weekend brought the realization that my wife and I owe way more to the Internal Revenue Service than we anticipated. Like, way...
Verizon and Openbank logos

Verizon Partners with Santander Bank for Customer Bank Account

Verizon has partnered to launch a banking account that includes special benefits for wireless and Home 5G customers. About Verizon + Openbank Savings: Recently, Verizon announced it was working with Santander's OpenBank to introduce the Verizon + Openbank Savings account. With this high-yield savings option, Verizon Wireless and Home 5G customers can not only currently earn 4.40% APY but can also save up to $180 on their Verizon bill. For...
MoreThanFair logo

Affirm Joins MoreThanFair Organization Calling for Inclusive Credit 

The Buy Now, Pay Later platform Affirm has announced that it's become the latest member of an organization resolved to improve access to affordable credit. About Affirm Joining MoreThanFair: This week, Affirm revealed that it had joined MoreThanFair. As a member, the company is affirming a commitment to help make lending more inclusive and transparent. According to Affirm, it already empowers consumers by offering flexible pay-over-time options. This includes products...
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Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...

2025 SoFi Checking and Savings Review

 Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. That was later sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind is SoFi’s acquisition of Golden Pacific...
Fioney Top 10 Must-Read Personal Finance Articles Septemeber 2024

Top 10 Personal Finance Articles of the Month — September 2024

Welcome to Fioney's look at the top 10 personal finance articles of the month. On the first Friday of each new month, we look back at some of our favorite posts published in the weeks prior and highlight them right here. This includes a mix of sites that have become staples of our lists as well as many first-timers. To start things off this month, we'll look at some articles...