Personal Finance: What You Need To Know Today

Category: Personal Finance

Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.

At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.

Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

two hands exchanging a sack of money and the Chime logo

Chime Rolls Out New Instant Loans Feature

The popular neobank Chime is introducing a new feature that will provide customers with quick access to extra funds. About Instant Loans: This week, Chime announced the launch of Instant Loans. With this option, customers will be able to borrow up to $500 with a fixed interest rate. Plus, rather than requiring a credit check to qualify, Chime utilizes other data sources to determine eligibility. In fact, the neobank notes...
SUV parked in front of a garage

Lessons From a First-Time Home Buyer: My Most Surprising Revelation From Observing My Neighbors

In past installments of this series, I've discussed how game-changing having an attached garage has been. On a basic level, coming from an apartment complex, it's nice not to have anyone complain about where we park for any reason—or having to move our car last minute for some event or maintenance. It's also great not having to worry about running from our car to the house during heavy rain or...
Bilt and Banyan logos

Bilt Rewards Acquires Item-Level Data Platform Banyan

Bilt Rewards has acquired one of its partners as it continues to expand. About the Acquisition: Recently, it was announced that Bilt Rewards had acquired the FinTech company Banyan, which provides item-level merchant recept data. According to Bilt, this will allow them to create hyper-personalized rewards as well as create frictionless experiences that boost neighborhood commerce. Notably, this is Bilt's first strategic acquisition. The financial terms of the deal were...
Wyndham Rewards Debit Card

Wyndham Launches Rewards Debit Card Powered by Galileo

In a twist, the popular hotel brand Wyndham is unveiling not a new rewards credit card but a co-branded rewards debit card. About the Wyndham Rewards Debit Card: This week, Wyndham announced the launch of the Wyndham Rewards Debit Card — which it says is an industry first for major hospitality brands in the United States. In contrast to the Wyndham Earner credit cards, which are issued by Barclays, this...
Tipping Survey

WalletHub Survey Highlights Consumer Sentiment on Tipping

The personal finance site WalletHub has shared the results of a survey it conducted asking consumers for their thoughts on the current state of tipping culture in the United States. About the Survey Results: Headlining the survey is this stat: 86% of respondents agreed that tipping has gotten out of control. Along with that, 55% said they believe businesses are using tips as a replacement for paying their employees higher...
Robinhood retirement account app screenshots

Robinhood Retirement Review: Gimmick or Good Option?

A couple of years ago, Robinhood revealed that it would be launching retirement accounts. This took some by surprise since the app (and its users) had gained a reputation for being shoot-from-the-hip traders in it for short term gains. Nevertheless, the product was released soon after its official announcement and Robinhood Retirement has been going strong ever since. So what does this new IRA option have to offer? Let's look...
LiquidTrust dashboard screenshot

LiquidTrust Raises $4 Million, Introduces Micro Escrow Feature

A FinTech building new payment solutions for small businesses has raised a fresh round of funding. About the Round and LiquidTrust's New Feature: LiquidTrust has announced that it's raised $4 million. The seed round was led by Anthemis Female Innovators Lab Fund, Resolute Ventures, and Motivate Ventures. This funding comes as the company completed the WMNfintech accelerator program from BMO and 1871. Along with news of the funding, LiquidTrust also...
Pepper logo

Pepper Rewards Review: Earn Rebates on Gift Cards from Top Brands

About a year and some change ago, out of nowhere, an app called Pepper seemed to be all the rage in the credit card reward and deal-finding corner of the Internet. Unlike some other apps I've seen mentioned that just seem too convoluted to be worth it, the premise of Pepper is super simple: buy gift cards and earn rewards. While there are some other sites where you can buy...
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Travelers with two Best Western Credit Cards

Best Western Debuts Two New Rewards Credit Cards

After pausing applications for their previous rewards card, the hotel chain Best Western has unveiled a new pair of rewards credit cards with a new issuer. About the Best Western cards: Best Western is partnering with First Bank & Trust and Mercury Financial to introduce two new co-branded credit cards. First up is the no-annual-fee Best Western Rewards Visa Signature Card. With this card, customers can 4x points on Best...
Marriott Bonvoy card and a woman on vacation

Marriott Bonvoy Bold Card Launches Travel Contest

Chase and Marriott Bonoy have unveiled a special contest while continuing to offer its best-ever welcome bonus. About the welcome bonus and Bold Chat Court Contest: Marriott Bonvoy and Chase have launched a special opportunity called the Bold Chat Court contest. As part of this contest, 10 lucky travelers will be awarded 500,000 Marriott Bonvoy points (for a total of 5 million) as well as $5,000. For this contest, the...
Bilt and All Reward logos

Bilt Adds 2 New Transfer Partners Including First 3:2 Transfer Rate

Bilt is once again expanding its travel transfer rewards program — and is even breaking the mold with one new partner. About the new additions to Bilt: This week, Bilt launched partnerships with two more travel brands: TAP Air Portugal and Accor. As a result, Bilt members will now be able to transfer their points to Miles&Go and ALL Reward, respectively. In total, Bilt now has 18 transfer partners including 13...
Fioney Top 10 Must-Read Personal Finance Articles Septemeber 2024

Top 10 Personal Finance Articles of the Month — September 2024

Welcome to Fioney's look at the top 10 personal finance articles of the month. On the first Friday of each new month, we look back at some of our favorite posts published in the weeks prior and highlight them right here. This includes a mix of sites that have become staples of our lists as well as many first-timers. To start things off this month, we'll look at some articles...

2024 SoFi Checking and Savings Review

Ever since I started taking an interest in the FinTech sector, one company whose name I’ve seen pop up over and over again is SoFi. Lately it seems as though that theme has been sent into overdrive as the company has not only become a household name thanks to its stadium naming rights deal but also because of the company’s continued product expansions. The most interesting development in my mind...