Category: Personal Finance
Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.
At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.
Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Personal Finance
GreenFi Launches After Spinning Off From Aspiration
by Kyle Burbank
Coinciding with Earth Day today, GreenFi has officially launched. About GreenFi: In 2024, Mission Financial Partners acquired the consumer banking portion of Aspiration (with the carbon credit segment now known as Catona Climate). Today, that FinTech platform rebranded to GreenFi. Despite the name change, the platform continues to provide climate-friendly banking and investing options. Alongside the launch, it was announced that GreenFi recently raised $17 million. This seed round was... 
Personal Finance
Capital One Acquisition of Discover Expected to Close Next Month
by Kyle Burbank
Two financial brands appear set to join forces in the coming weeks after the deal cleared regulatory scrutiny. The Latest on Capital One's Acquisition of Discover: Today, Capital One announced that its planned acquisition of Discover had received final regulatory approval. This came with the Board of Governors of the Federal Reserve System and the Office of the Comptroller of the Currency signing off on the deal. Previously, in December... 
Personal Finance
Lessons From a First-Time Home Buyer: Announcing My New (and Free) Homebuyer's Guide
by Kyle Burbank
For the past 18 months, I've been writing about my experience 1) buying a home and then 2) discovering everything that being a homeowner entails. Along the way, I've covered some topics that I'd never heard anyone else really talk about and have developed a few tips that I think others could learn from. That's why I've now compiled the highlights of my experience into a new guide So, You... 
Personal Finance
Average FICO Credit Score Falls Slightly Year-Over-Year
by Kyle Burbank
A new report from FICO shows that the average credit score for American consumers recently dipped. About the Latest Average Credit Score Data: According to the latest data from FICO, the average credit score in the United States has fallen. Now, the average stands at 715. That's down two points from last April and down one point since January of this year. It also marks the lowest average recorded since... 
Personal Finance
My Disastrous Tax Season: Where I Went Painfully Wrong
by Kyle Burbank
Well, it's Tax Day once again — which means that procrastinators like me are getting ready to send off our payments. After all, while I understand wanting to get a refund ASAP, who would want to pay money a minute earlier than required? Speaking of paying money, this weekend brought the realization that my wife and I owe way more to the Internal Revenue Service than we anticipated. Like, way... 
Personal Finance
Verizon Partners with Santander Bank for Customer Bank Account
by Kyle Burbank
Verizon has partnered to launch a banking account that includes special benefits for wireless and Home 5G customers. About Verizon + Openbank Savings: Recently, Verizon announced it was working with Santander's OpenBank to introduce the Verizon + Openbank Savings account. With this high-yield savings option, Verizon Wireless and Home 5G customers can not only currently earn 4.40% APY but can also save up to $180 on their Verizon bill. For... 
Personal Finance
Affirm Joins MoreThanFair Organization Calling for Inclusive Credit
by Kyle Burbank
The Buy Now, Pay Later platform Affirm has announced that it's become the latest member of an organization resolved to improve access to affordable credit. About Affirm Joining MoreThanFair: This week, Affirm revealed that it had joined MoreThanFair. As a member, the company is affirming a commitment to help make lending more inclusive and transparent. According to Affirm, it already empowers consumers by offering flexible pay-over-time options. This includes products...