Category: Personal Finance
Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.
At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.
Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Personal Finance
Shop Pay Review: The Pros and Cons
by Kyle Burbank
You've heard of Apple Pay and have probably heard about platforms, such as Google Pay and Samsung Pay as well. However, there's one "Pay" option that might not be as much of a household name but is supported by thousands of sites: Shop Pay. While the process of using Shop Pay may not differ too much from a regular online retail experience, there are some benefits — including the ability... 
Personal Finance
Paying Taxes With a Credit Card: Pros, Cons, and Considerations
by Kyle Burbank
When you first get a rewards credit card, you'll surely start to enjoy earning cashback and rewards on your everyday purchases. From there, though, some enthusiasts take things furtehr and start thinking about how they can really start racking up rewards by using their favorite credit cards for their largest purchases. So, besides housing, what's one of the largest expenses many Americans (and especially business owners) have? Taxes. Sure enough,... 
Personal Finance
Synchrony to Issue OnePay Credit Card with Walmart
by Kyle Burbank
Walmart's FinTech OnePay (formerly ONE) is set to partner with Synchrony for a new credit card offering. About the Upcoming Card: Today, Synchrony revealed a strategic partnership with Walmart that will result in a new credit card program. This new line-up will be embedded into the OnePay app, which is a FinTech platform owned by Walmart and Ribbit Capital. Expected to launch this fall, the program's cards will operate on... 
Personal Finance
Personal Finance Budgeting App Monarch Raises $75 Million
by Kyle Burbank
A growing personal finance platform has closed a new round of funding. About Monarch's Funding Round: Recently, Monarch Money announced that it raised $75 million. The Series B was co-led by FPV Ventures and Forerunner Ventures, with participation from existing investors Menlo Ventures, Accel, SignalFire, and Clocktower Ventures. To date, the company has raised a total of $94.8 million, including a $15 million Series A in 2022. According to the... 
Personal Finance
Chime IPO Details Come to Light as Roadshow Kicks Off
by Kyle Burbank
The popular neobank Chime is readying for its initial public offering. About Chime's IPO Plans: Chime has revealed plans to go public. According to a blog post from the company, they intend to be listed on the Nasdaq Global Select Market under the ticker symbol $CHYM. In total, 32,000,000 shares of Class A common stock will be offered, including 25,900,765 shares from Chime and 6,099,236 from "certain existing stockholders." The FinTech... 
Personal Finance
A Look at How Rakuten (Ebates) Works in 2025
by Kyle Burbank
Since taking an interest in personal finance one site I’ve come across again and again is Rakuten, formerly Ebates. If you’re still unfamiliar, Rakuten is a cashback site — and is the largest of its kind by far, boasting deals from over 2,500 retailers. Its popularity has endured even with the odd Rakuten re-branding and the platform remains one of my most-used money-saving tools. Since joining Rakuten / Ebates some... 
Personal Finance
Karat Financial Launches Business Banking for Content Creators
by Kyle Burbank
A service known for its creator-minded charge card has officially expanded into banking. About Karat Creator Banking: Karat Financial has officially launched its new business banking account. In line with the company's mission, their new accounts are purpose-built for creators, including YouTubers, TikTokers, influencers, and other creatives. These banking services (including the issuance of the Karat Business Banking Visa Card) are provided by Grasshopper Bank. Currently, Karat offers two tiers...