Category: Personal Finance
Personal finance and money management can be very confusing. Most people know that optimizing their finances is important but few feel confident that they have the knowledge to do so.
At Fioney we stay on top of the latest economic trends, financial products, and money management strategies in order to provide the knowledge to help you use the money you have today to live the life you want.
Learn to make your money work for you. Whether it’s getting debt free or buying a home we have you covered.

Personal Finance
Lessons From a First-Time Home Buyer: My Most Surprising Revelation From Observing My Neighbors
by Kyle Burbank
In past installments of this series, I've discussed how game-changing having an attached garage has been. On a basic level, coming from an apartment complex, it's nice not to have anyone complain about where we park for any reason—or having to move our car last minute for some event or maintenance. It's also great not having to worry about running from our car to the house during heavy rain or... 
Personal Finance
Bilt Rewards Acquires Item-Level Data Platform Banyan
by Kyle Burbank
Bilt Rewards has acquired one of its partners as it continues to expand. About the Acquisition: Recently, it was announced that Bilt Rewards had acquired the FinTech company Banyan, which provides item-level merchant recept data. According to Bilt, this will allow them to create hyper-personalized rewards as well as create frictionless experiences that boost neighborhood commerce. Notably, this is Bilt's first strategic acquisition. The financial terms of the deal were... 
Personal Finance
Wyndham Launches Rewards Debit Card Powered by Galileo
by Kyle Burbank
In a twist, the popular hotel brand Wyndham is unveiling not a new rewards credit card but a co-branded rewards debit card. About the Wyndham Rewards Debit Card: This week, Wyndham announced the launch of the Wyndham Rewards Debit Card — which it says is an industry first for major hospitality brands in the United States. In contrast to the Wyndham Earner credit cards, which are issued by Barclays, this... 
Personal Finance
WalletHub Survey Highlights Consumer Sentiment on Tipping
by Kyle Burbank
The personal finance site WalletHub has shared the results of a survey it conducted asking consumers for their thoughts on the current state of tipping culture in the United States. About the Survey Results: Headlining the survey is this stat: 86% of respondents agreed that tipping has gotten out of control. Along with that, 55% said they believe businesses are using tips as a replacement for paying their employees higher... 
Personal Finance
Robinhood Retirement Review: Gimmick or Good Option?
by Kyle Burbank
A couple of years ago, Robinhood revealed that it would be launching retirement accounts. This took some by surprise since the app (and its users) had gained a reputation for being shoot-from-the-hip traders in it for short term gains. Nevertheless, the product was released soon after its official announcement and Robinhood Retirement has been going strong ever since. So what does this new IRA option have to offer? Let's look... 
Personal Finance
LiquidTrust Raises $4 Million, Introduces Micro Escrow Feature
by Kyle Burbank
A FinTech building new payment solutions for small businesses has raised a fresh round of funding. About the Round and LiquidTrust's New Feature: LiquidTrust has announced that it's raised $4 million. The seed round was led by Anthemis Female Innovators Lab Fund, Resolute Ventures, and Motivate Ventures. This funding comes as the company completed the WMNfintech accelerator program from BMO and 1871. Along with news of the funding, LiquidTrust also... 
Personal Finance
Pepper Rewards Review: Earn Rebates on Gift Cards from Top Brands
by Kyle Burbank
About a year and some change ago, out of nowhere, an app called Pepper seemed to be all the rage in the credit card reward and deal-finding corner of the Internet. Unlike some other apps I've seen mentioned that just seem too convoluted to be worth it, the premise of Pepper is super simple: buy gift cards and earn rewards. While there are some other sites where you can buy...